GET OUR BEST BONUS OFFER!
strike through$150 $200 CASH BACK

after you spend $500 on purchases in your
first 3 months from account opening*

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NO ANNUAL FEE†
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opens in a new window Chase Freedom logo. Link to Chase.com
opens in a new window Chase Freedom card with contactless icon

ALWAYS EARNING

Chase Freedom logo. Link to Chase.com

GET OUR BEST BONUS OFFER!
strike through$150 $200 CASH BACK

After you spend $500 on purchases in
your first 3 months from account opening.*

Just be sure to apply through this page and your
friend can get a bonus once you get the card.

You'll love the
Chase Freedom® card!

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NO ANNUAL FEEdagger†

dagger†opens in a new windowPricing & Terms  *opens overlayOffer Details
opens in a new window
opens in a new window (14,841 cardmember reviews)
opens in a new window Chase Freedom card with contactless icon

ALWAYS EARNING

Chase Freedom logo. Link to Chase.com
BONUS

OUR BEST BONUS OFFER: EARN $200 CASH BACK after you spend $500 on purchases in your first 3 months from account opening.*

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

$200
$200

OUR BEST BONUS OFFER: EARN $200 CASH BACK after you spend $500 on purchases in your first 3 months from account opening.*

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

LOW INTRO APR
Low APR

0% Intro APR for 15 months from account opening on purchases.† After the intro period, a variable APR of 16.49% - 25.24%.†

0% Intro APR for 15 months from account opening on balance transfers.† After the intro period, a variable APR of 16.49% - 25.24%.† Introductory balance transfer fee is 3% within 60 days of account opening, but not less than $5; after that: 5%, but not less than $5.†

Low APR
CASH BACK
5%
5%

EARN 5% CASH BACK on up to $1,500 in combined purchases in bonus categories each quarter you activate.*

Enjoy new 5% categories each quarter.*    opens in a new windowSee the 5% cash back calendar

EARN 1% UNLIMITED CASH BACK on all other purchases* — it's automatic. Cash Back rewards do not expire as long as your account is open!* And there is no minimum to redeem for cash back.

PROTECTION
Chase Freedom Fraud Protect Shield
  • Credit JourneySM gives you unlimited access to your credit score and more. It's free, even if you are not a Chase customer. Checking your score does not affect your credit.
  • Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card or account information.*
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.^
  • Extended Warranty Protection extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.^

^These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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© JPMorgan Chase & Co. All rights reserved.

 

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The offer your are attempting to access is no longer available, you will be redirected to the most current offer. If you are not automatically redirected, click here.
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Chase Freedom® Card

Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

$200 Bonus

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back and Points

Rewards Program Agreement: For more information about the Chase Freedom rewards program, view the latest opens in a new windowRewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new windowchase.com/ultimaterewards.

Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. How you can earn points: You’ll earn points when you, or an authorized user, use a Chase Freedom card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent. 5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 spent until $1,500 is spent on combined purchases in the quarterly bonus categories each quarter that you activate the bonus (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). You must activate your 5% Cash Back bonus each quarter by the activation deadline. 5% Cash Back quarterly bonus categories may include individual select merchants in addition to bonus rewards categories. After $1,500 is spent on combined purchases in the quarterly bonus categories each quarter, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. For more information on 5% Cash Back quarterly bonus offers, please visit opens in a new windowchase.com/freedom and select the Chase Freedom FAQs link at the bottom of the page. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see opens in a new windowwww.Chase.com/RewardsCategoryFAQs

Zero Liability Protection

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

© JPMorgan Chase & Co. All rights reserved.

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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