Chase Sapphire Preferred (Registered Trademark)

60,000 BONUS POINTS

after you spend $4,000 on purchases in the first 3 months from account opening.*

Chase Sapphire Preferred(Registered Trademark) VISA credit card

Sapphire Preferred® Card

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*Offer Details | † opens in a new window pricing and terms Pricing & Terms Opens in a new window

×
  • 60K
    Points
  • $50
    ANNUAL
    ULTIMATE REWARDS®
    HOTEL CREDIT
    *
  • 5x
    Points
    *
  • 3x
    Points
    *
  • 2x
    Points on dining and travel
    *
  • 10%
    ANNIVERSARY
    POINTS BOOST
    *
  • 25%
    More In Travel Redemption
    *
  • $0
    Foreign
    Transaction Fees
    † opens in a new window pricing and terms
  • 1:1
    POINT TRANSFER
  • MY CHASE PLAN
  • 24/7
    Access
  • TRAVEL & PURCHASE
    BENEFITS
Chase Sapphire Preferred (Registered Trademark)
Chase Sapphire Preferred(Registered Trademark) VISA credit card opens in a new window
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(7,829 cardmember reviews)Opens in new window

60,000 Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.*

Just be sure to apply through this page and your friend can be rewarded!

opens in a new window Chase Sapphire Preferred(Registered Trademark) VISA credit card
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(7,829 cardmember reviews)Opens in new window
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$95 annual fee† opens in a new window pricing and terms

*Offer Details | † opens in a new window pricing and terms Pricing & Terms Opens in a new window

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

EXPERIENCE CHASE SAPPHIRE PREFERRED (Registered Trademark)

EXPERIENCE
CHASE SAPPHIRE PREFERRED®

$95 annual fee† opens in a new window pricing and terms

60K
Bonus Points

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
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$50
ANNUAL
ULTIMATE REWARDS®
HOTEL CREDIT

  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.*
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5x
Points

  • Earn 5x total points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.* $50 Annual Ultimate Rewards Hotel Credit.*
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5x
TOTAL POINTS
ON LYFT RIDES

  • Earn 5x total points on Lyft rides through March 31st, 2025.* That's 3x points in addition to the 2x points you already earn on travel.
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3x
Points

  • Earn 3x points on dining at restaurants worldwide, including eligible delivery services, take out and dining out.*
  • Earn 3x points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs.)*
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2x
Points

  • Earn 2x points on all other travel purchases, from airfare and hotels to taxis and trains.*
  • Plus, earn 1 point per $1 spent on all other purchases.*
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$10
MONTHLY CREDIT

  • Get a $10 statement credit each month you make a Gopuff purchase ($10 min.) and enjoy everyday instant needs, delivered in minutes. Promotion runs through December 31st, 2023.*
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ZERO
DELIVERY FEE
OFFER FROM DOORDASH

  • Get complimentary access to DashPass - a membership for both DoorDash and Caviar -which unlocks zero delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by December 31st, 2024.*
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10%
ANNIVERSARY
POINTS BOOST

  • Each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.*
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25%
More Redemption Value

  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.*
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards®.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.*
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$0
Foreign
Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside of the United States.† opens in a new window pricing and terms

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1:1
Point Transfer

  • 1:1 point transfer to leading airline and hotel loyalty programs.
  • For example, 1,000 Chase Ultimate Rewards® points equal 1,000 partner miles/points.
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MY CHASE
PLAN

Eligible cardmembers can break up card purchases of $100 or more into fixed monthly payments with My Chase Plan®.* No interest, just a fixed monthly fee.† opens in a new window pricing and terms

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24/724/7
CUSTOMER SERVICE

  • Count on access to a Chase Sapphire® customer service specialist from anywhere in the world.
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Travel & Purchase
BENEFITS

Explore and shop with peace of mind, thanks to travel and purchase protection benefits Opens Overlay like Trip Cancellation/Trip Interruption Insurance and Extended Warranty Protection.** Same page link to Benefits

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Woman in sunglasses smiling with backdrop of canyon Smiling man exiting back seat of car Woman looking at hanging decorative lamps in a store Plates of food on table Person sitting facing Manhattan skyline A man paddles a canoe across a tranquil mountain lake. A woman with her head out a car window enjoys the bright lights of the city. A young traveler admires the turquoise waters from a balcony.
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*Offer Details | † opens in a new window pricing and terms Pricing & Terms Opens in a new window

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Participating Programs

  • Aer Lingus AerClub
  • British Airways Executive Club
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club
  • IHG® Rewards Club
  • Marriott Rewards®
  • The Ritz-Carlton Rewards®
  • World of Hyatt®
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*Offer Details

60,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

$50 Annual Ultimate Rewards Hotel Credit: A statement credit will automatically be applied to your account when your card is used for hotel accommodation purchases made through the Ultimate Rewards program, up to an annual maximum accumulation of $50. Annual means the year beginning with your account open date through the first statement date after your account anniversary, and the 12 monthly billing cycles after that each year. Annually, the first $50 in Ultimate Rewards hotel purchases will not earn rewards points. Statement credit(s) will post to your account within two days after your purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles.

Earning Points: Rewards Program Agreement: For more information about the Chase Sapphire Preferred rewards program, view the latest opens in new windowRewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in new windowchase.com/ultimaterewards.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: hotel accommodation purchases through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases in the travel category. 5 points (“5X points”) on Ultimate Rewards travel purchases: You’ll earn 5 points total for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program (3 additional points on top of the 2 points earned on each purchase in the travel category). Any hotel accommodation purchases booked using your card through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, won’t earn points. “$50 Annual Ultimate Rewards Hotel Credit” means the statement credit that is automatically applied to your account annually on hotel accommodation purchases booked using your card through the Ultimate Rewards program, up to an annual maximum accumulation of $50. “Annually” means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: dining at restaurants; select streaming services; online grocery (excluding Target®, Walmart® and wholesale clubs). 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. 10% anniversary points bonus: Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 5 total points (“5X points”) on qualifying Lyft rides through 03/2025: You’ll earn an additional 3 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see “5X” in marketing materials to refer to the 3 points in addition to the 2 points earned on travel purchases (see above). The additional 3 points will appear on your billing statement in a separate line from the 2 points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see opens in new windowchase.com/RewardsCategoryFAQs.

Third-Party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 60,000 points are worth $750 when redeemed for travel purchases, or $600 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.

Redeem Ultimate Rewards Points Using Pay Yourself Back®

Ultimate Rewards points may be redeemed for a statement credit using Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Each point you redeem for a statement credit towards eligible purchases via Pay Yourself Back is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value. Chase has the right to change redemption values at any time. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit.

My Chase Plan Eligible Purchases: An eligible purchase transaction for My Chase Plan is a purchase of at least $100, but may not include certain transactions, such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on opens in new windowchase.com or the Chase Mobile App.

$10 Monthly Gopuff Statement Credit: You will receive a $10 statement credit each month you make a qualifying Gopuff purchase of at least $10 through 12/31/2023. Qualifying Gopuff purchases include only those made by you, or an authorized user, with your eligible credit card through gopuff.com or the Gopuff mobile application (excluding gift card purchases). We do not determine whether merchants correctly identify and bill transactions as being of a certain type. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or purchased through third parties are excluded from this offer. Statement credit will appear on your monthly credit card billing statement within 1-2 billing cycles after your qualifying Gopuff purchase posts to your account. Account must be open and not in default at the time the statement credit is posted to your account. Chase is only responsible for posting the statement credit to your credit card account, based on information supplied by Gopuff. Chase is not responsible for the provision of, or the failure to provide, Gopuff benefits and services. Additional fees, terms and conditions may apply. Order minimums may apply. Gopuff delivery not available in all markets. Must be 21 or older to purchase certain products. Eligible credit cards: Chase Sapphire Preferred card.

Complimentary DashPass from DoorDash: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Preferred card by 12/31/2024. Membership period for all users on this Chase Sapphire account will begin and end based on when the first user activates the membership on the DoorDash or Caviar mobile applications. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a default payment method in the DoorDash or Caviar mobile application, and then click the activation button. Once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass from DoorDash include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may still apply. Current value of the DashPass membership is as of 04/01/2022. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass membership during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits in the DoorDash or Caviar mobile application; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US.

All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Sapphire Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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Travel Protection** Same page link to Benefits

TRIP CANCELLATION/TRIP INTERRUPTION INSURANCE

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your prepaid, non-refundable travel expenses, including passenger fares, tours and hotels.

AUTO RENTAL COLLISION DAMAGE WAIVER

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

TRAVEL AND EMERGENCY ASSISTANCE SERVICES

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

TRIP DELAY REIMBURSEMENT

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

BAGGAGE DELAY INSURANCE

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

LOST LUGGAGE REIMBURSEMENT

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Purchase Protection** Same page link to Benefits

PURCHASE PROTECTION

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

EXTENDED WARRANTY PROTECTION

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

** Same page link to Benefits target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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Begin disclaimer. CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME. End disclaimer
CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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