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Ink Business Unlimited Credit Card

CHASE INK BUSINESS UNLIMITED®

Unlimited 1.5% cash back

Apply NowOpens in a new window

No Annual Fee same page link to pricing and terms †

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Ink Business Cash Credit Card

CHASE INK BUSINESS CASH®

5% cash back in select categories

Apply NowOpens in a new window

No Annual Fee same page link to pricing and terms ††

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opens in new window (1,345 cardmember reviews)
Ink Business Preferred Credit Card

CHASE INK BUSINESS PREFERRED®

Flexible and rich rewards

Apply NowOpens in a new window

$95 Annual Fee same page link to pricing and terms †††

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(58 cardmember reviews) opens in new window

Be sure to apply through this page and the person that referred you can get a bonus once you get the card.

NEW CARDMEMBER OFFER

Earn $750 Bonus Cash Back

After you spend $7,500 on purchases in the first 3 months after account opening same page link to offer details *

Earn $750 Bonus Cash Back

After you spend $7,500 on purchases in the first 3 months after account opening same page link to offer details **

Earn 100,000 Bonus Points

After you spend $15,000 on purchases in the first 3 months after account opening same page link to offer details ***
That's $1,000 when you redeem for cash back.

EARNING REWARDS

Cash Back
on every purchase

Earn unlimited 1.5% Cash Back on every purchase with no limits to the amount you can earn same page link to offer details *

Cash Back
on every purchase

Earn 5% Cash Back on the first $25,000 spent in combined purchases each account anniversary year same page link to offer details **:

  • At office supply stores
  • On internet, cable and phones services

Earn 2% Cash Back on the first $25,000 spent in combined purchases each account anniversary year same page link to offer details ** at:

  • Gas stations
  • Restaurants

Points
on every purchase

Earn 3 points per $1 on the first $150,000 spent in combined purchases each account anniversary year same page link to offer details *** on:

  • Shipping purchases
  • Internet, cable and phone services
  • Advertising purchases with social media sites and search engines
  • Travel

 

Earning Rewards Chase Ink Cash sectionUnlimited 1% Cash Back on all other purchases with no limits to the amount you can earn same page link to offer details **

Earning Rewards Chase Ink Preferred sectionUnlimited 1 point per $1 spent on all other purchases with no limits to the amount you can earn same page link to offer details ***

PRICING

  • Pricing Chase Ink Unlimited sectionNo annual fee same page link to pricing and terms †
  • Pricing Chase Ink Cash sectionNo annual fee same page link to pricing and terms ††
  • Pricing Chase Ink Preferred section$95 annual fee same page link to pricing and terms †††
  • Pricing Chase Ink Unlimited sectionForeign transaction fee: 3% of each transaction in U.S. dollars same page link to pricing and terms †
  • Pricing Chase Ink Cash sectionForeign transaction fee: 3% of each transaction in U.S. dollars same page link to pricing and terms ††
  • Pricing Chase Ink Preferred sectionNo foreign transaction fees same page link to pricing and terms †††
  • Pricing Chase Ink Unlimited section0% intro APR for 12 months on purchases from account opening. After that, 13.24% – 19.24% variable
    APR. same page link to pricing and terms †
  • Pricing Chase Ink Cash section0% intro APR for 12 months on purchases from account opening. After that, 13.24% – 19.24% variable
    APR. same page link to pricing and terms ††
  • Pricing Chase Ink Preferred sectionA variable APR of 15.99% – 20.99% on purchases and balance
    transfers same page link to pricing and terms †††

USING REWARDS

Cash Back rewards

Redeem for cash - any amount, anytime

You can always redeem for cash back, or choose other great rewards including gift cards, travel and more through Chase Ultimate Rewards®

Your Cash Back rewards do not expire as long as your account is open. same page link to offer details *

Cash Back rewards

Redeem for cash - any amount, anytime

You can always redeem for cash back, or choose other great rewards including gift cards, travel and more through Chase Ultimate Rewards®

Your Cash Back rewards do not expire as long as your account is open. same page link to offer details **

Flexible and rich rewards

Flexible redemption options for whatever your business needs

You can always redeem for cash back, or choose other great rewards including gift cards, travel and more through Chase Ultimate Rewards®

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 towards travel same page link to offer details ***

Your points don't expire as long as your account is open. same page link to offer details ***

PROTECTION FOR YOU AND YOUR BUSINESS

Enjoy peace of mind at home and on the road with a suite of
built-in travel and purchase protection benefits same page link to disclaimer ^

 

returns to disclaimer reference ^These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Chase provides the following business banking products for your needs

Chip Based Cards footer icon

Chip-based Cards
We help make the transition to accepting chip-enabled cards (also called EMVOpens in a new window) as seamless as possible while businesses across the US get ready for the fraud liability shift with the EMV-compliant terminals.

Line of Credit footer icon

Line of Credit
Compare between Business and Commercial line of creditOpens in a new window options for your business' working capital needs. Help manage cash flow fluctuations, expand into new markets, or finance accounts receivable.

Business Credit Cards footer icon

Business Credit Cards
Find and apply for the Ink business credit card best suited for your business needs. Compare the benefits of the Ink Business Preferred, Ink Business Unlimited, and Ink Business Cash business credit cardsOpens in a new window.

Merchant Services footer icon

Merchant Services
Chase Merchant ServicesOpens in a new window provides you with a more secure and convenient way to do business by giving your customers the flexibility to make purchases however they choose with added security that protects their accounts.

Business Debit Cards footer icon

Business Debit Cards
More convenient than cash and checks to make purchases—money is deducted right from your business checking account. Make deposits and withdrawals at the ATM. Save time every month when you set up recurring payments with your business debit cardOpens in a new window.

Commercial Banking footer icon

Commercial Banking
Commercial BankingOpens in a new window provides organizations with annual revenues generally ranging from $20 million to more than $2 billion—as well as real estate investors and owners—with a range of domestic and international financial solutions designed to help them achieve their business goals.

Business Services footer icon

Business Services
We're here to help with your business bankingOpens in a new window needs. From credit card processing to foreign exchange, Chase Business Banking has solutions that work for you.

Business Checking footer icon

Business Checking
Chase offers a wide variety of business checking accountsOpens in a new window for different-sized businesses. Use our business checking comparison chart to select exactly which checking account is right for you.

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Viewing cards 1 & 2
Ink Business Unlimited Credit Card
CHASE INK BUSINESS UNLIMITED®
Apply NowOpens in a new window
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Ink Business Cash Credit Card
CHASE INK BUSINESS CASH®
Apply NowOpens in a new window
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Ink Business Preferred Credit Card
CHASE INK BUSINESS PREFERRED®
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Chase Ink Business Preferred® Offer Details

100,000 Bonus Points

To qualify and receive your bonus, you must make Purchases totaling $15,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points:

Rewards Program Agreement: For more information about the Ink Business Preferred rewards program, view the latest Rewards Program Agreement (PDF)opens in new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewardsopens in new window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You’ll earn 1 point for each $1 spent. 3 points (“3X points”): You’ll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services (two additional points on top of the 1 point per $1 earned on each purchase). After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third-party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsopens in new window.

Travel Through Chase Ultimate Rewards:

When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 100,000 points are worth $1,250 when redeemed for travel purchases, or $1,000 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels. If you choose to use points and your Chase Ink Business Preferred credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Ink Business Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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Chase Ink Business Cash® Offer Details

Earn $750 Bonus Cash Back:

You will receive 75,000 bonus points with this bonus offer, which can be redeemed for $750 cash back. To qualify and receive your bonus, you must make Purchases totaling $7,500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back And Points:

Rewards Program Agreement: For more information about the Ink Business Cash rewards program, view the latest Rewards Program Agreement (PDF)opens in new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewardsopens in new window.
Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. You may also see, “points” or “Ultimate Rewards points” when referring to the points you can use. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Cash credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent. 2% Cash Back: You’ll earn 2% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and restaurants (1% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for each $1 spent, with no maximum. 5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for each $1 spent, with no maximum. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third-party merchants. Redemption values for reward options may vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsopens in new window.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Ink Business Cash credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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Chase Ink Business Unlimited® Offer Details

Earn $750 Bonus Cash Back:

You will receive 75,000 bonus points with this bonus offer, which can be redeemed for $750 cash back. To qualify and receive your bonus, you must make Purchases totaling $7,500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back And Points:

Rewards Program Agreement: For more information about the Ink Business Unlimited rewards program, view the latest Rewards Program Agreement (PDF)opens in new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewardsopens in new window.
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "Ultimate Rewards points" when referring to the points you can use. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third-party merchants. Redemption values for reward options may vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Ink Business Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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