United Gateway MileagePlus Card

United GatewaySM Card

Apply now
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United Explorer MileagePlus Card

UnitedSM Explorer Card

Apply now
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**same page link to offer details target opens overlay Offer Details  |  ††dagger daggersame page link to pricing and terms targetOpens in New window Pricing Terms
United Club MileagePlus Card

United ClubSM Infinite Card

Apply now
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***same page link to offer details target opens overlay Offer Details  |  †††dagger dagger daggersame page link to pricing and terms targetOpens in New window Pricing Terms
United Explorer MileagePlus Business Card

UnitedSM Business Card

Apply now
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****star star star starsame page link to offer details target opens overlay Offer Details  |  ††††dagger dagger dagger daggersame page link to pricing and terms targetOpens in New window Pricing Terms
United Club MileagePlus Business Card

United ClubSM Business Card

Apply now
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*****star star star star starsame page link to offer details target opens overlay Offer Details  |  †††††dagger dagger dagger dagger daggersame page link to pricing and terms targetOpens in New window Pricing Terms
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United logo

Expand your rewards

Choose the best United MileagePlus® Card for your adventures.

Select 2 cards to compare

  • United GatewaySM Card
  • UnitedSM  Explorer Card
  • United ClubSM  Card
Business Cards

UnitedSM
Explorer Card

United Explorer MileagePlus Card

40,000 bonus miles

United ClubSM
Infinite Card

United Club MileagePlus Card

50,000 bonus miles

United
GatewaySM Card

United Gateway MileagePlus Card

10,000 bonus miles

UnitedSM
Business Card

United Explorer MileagePlus Business Card

60,000 bonus miles

United ClubSM
Business Card

United Club MileagePlus Business Card

50,000 bonus miles

The United
GatewaySM Card

United Gateway MileagePlus Card
Apply now
Opens new window
*starsame page link to offer details target opens overlay Offer Details
†daggersame page link to pricing and terms target Opens in New windowPricing Terms

$0 annual fee† dagger Same page link to pricing and terms

UnitedSM
Explorer Card

United Explorer MileagePlus Card
Apply now
Opens new window
**star starsame page link to offer details target opens overlay Offer Details
††dagger daggersame page link to pricing and terms target Opens in New windowPricing Terms

$0 intro annual fee for the first year
then $95†† dagger dagger Same page link to pricing and terms

United ClubSM
Infinite Card

United Club MileagePlus Card
Apply now
Opens new window
***star star starsame page link to offer details target opens overlay Offer Details
†††dagger dagger daggersame page link to pricing and terms target Opens in New windowPricing Terms

$525 annual fee††† dagger dagger dagger Same page link to pricing and terms

row 1 title Credit card welcome offer

row 1 column 1 United Gateway (service mark) Card

10,000 bonus miles

after you spend $1,000 on purchases in the
first 3 months your account is open* star Same page links to offer details

row 1 column 2 United (service mark) Explorer Card

40,000 bonus miles

after you spend $2,000 on purchases in the
first 3 months your account is open** star star Same page links to offer details

row 1 column 3 United (service mark) Club Card

50,000 bonus miles

after you spend $3,000 on purchases in the
first 3 months your account is open*** star star star Same page links to offer details

row 2 title Earn on United® purchases

row 2 column 1 United Gateway (service mark) Card

2 miles

per $1 spent on United purchases* star Same page links to offer details

row 2 column 2 United (service mark) Explorer Card

2 miles

per $1 spent on United purchases** star star Same page links to offer details

row 2 column 3 United (service mark) Club Card

4 miles

per $1 spent on United purchases*** star star star Same page links to offer details

row 3 title Earn on all other purchases

row 3 column 1 United Gateway (service mark) Card

2 miles

per $1 spent at gas stations* star Same page links to offer details

row 3 column 2 United (service mark) Explorer Card

2 miles

per $1 spent at restaurants and eligible
delivery services including GrubHub, Caviar, Seamless and DoorDash** star star Same page links to offer details

row 3 column 3 United (service mark) Club Card

2 miles

per $1 spent at restaurants and eligible
delivery services including GrubHub, Caviar, Seamless and DoorDash*** star star star Same page links to offer details

2 miles

per $1 spent on local transit and commuting
including ride share services, taxicabs, train
tickets, tolls and mass transit* star Same page links to offer details

2 miles

per $1 spent on hotel accommodations
when booked directly with the hotel** star star Same page links to offer details

2 miles

per $1 spent on dining at restaurants
and all other travel*** star star star Same page links to offer details

—Not Applicable

1 mile

per $1 spent on all other purchases** star star Same page links to offer details

1 mile

per $1 spent on all other purchases*** star star star Same page links to offer details

row 4 title United ClubSM access

row 4 column 1 United Gateway (service mark) Card
—Not Applicable
row 4 column 2 United (service mark) Explorer Card

2 United Club one-time passes

after account opening and on each
anniversary** star star Same page links to offer details - over a $100 value per year

row 4 column 3 United (service mark) Club Card

United Club membership

Enjoy access to United Club locations and
participating Star Alliance™ affiliated lounges
worldwide*** star star star Same page links to offer details - up to a $650 value per year.

row 5 title Credit card travel benefits

row 5 column 1 United Gateway (service mark) Card
—Not Applicable
row 5 column 2 United (service mark) Explorer Card

Free first checked bag

Save up to $140 per roundtrip** Same star star Same page links to offer details

row 5 column 3 United (service mark) Club Card

Free first and second checked bags

Save up to $320 per roundtrip*** star star star Same page links to offer details

—Not Applicable

Priority boarding

Board United-operated flights prior to
general boarding** star star Same page links to offer details

Premier Access® travel services

Receive priority check-in, security screening (where
available), boarding and baggage handling*** star star star Same page links to offer details

—Not Applicable

Up to $100 Global Entry or
TSA PreCheck™ fee credit** star star Same page links to offer details

Up to $100 Global Entry or
TSA PreCheck™ fee credit*** star star star Same page links to offer details

25% back on United
inflight purchases* star Same page links to offer details

25% back on United
inflight purchases**star star Same page links to offer details

25% back on United
inflight purchases*** star star star Same page links to offer details

No blackout dates* star Same page links to offer details

No blackout dates** star star Same page links to offer details

No blackout dates*** star star star Same page links to offer details

No foreign transaction fees† dagger Same page link to pricing and terms

No foreign transaction fees†† dagger dagger Same page link to pricing and terms

No foreign transaction fees††† dagger dagger dagger Same page link to pricing and terms

row 5 title Annual fee

row 5 column 1 United Gateway (service mark) Card

$0 intro annual fee† dagger Same page link to pricing and terms

row 5 column 2 United (service mark) Explorer Card

$0 intro annual fee for the first year, then $95†† dagger dagger Same page link to pricing and terms

row 5 column 3 United (service mark) Club Card

$525 annual fee††† dagger dagger dagger Same page link to pricing and terms

This card product is available to you if you do not have this
card and have not received a new Cardmember bonus
for this card in the past 24 months.

This card product is available to you if you do not have this
card and have not received a new Cardmember bonus
for this card in the past 24 months.

This card product is available to you if you do not have any
United Club Card and have not received a new Cardmember bonus
for any United Club Card in the past 24 months.


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UnitedSM

Business Card

United Explorer MileagePlus Business Card
Apply now
Opens new window
****star star star starsame page link to offer details target opens overlay Offer Details
††††dagger dagger dagger daggersame page link to pricing and terms target Opens in New windowPricing Terms

$0 intro annual fee for the
first year, then $99.†††† dagger dagger dagger dagger Same page link to pricing and terms

United ClubSM
Business Card

United Club MileagePlus Business Card
Apply now
Opens new window
*****star star star star starsame page link to offer details target opens overlay Offer Details
†††††dagger dagger dagger dagger daggersame page link to pricing and terms target Opens in New windowPricing Terms

$450 annual fee†††††dagger dagger dagger dagger dagger Same page link to pricing and terms

row 1 title Credit card welcome offer

row 1 column 1 United Business Card

60,000 bonus miles

after your spend $3,000 on purchases in the
first 3 months your account is open**** star star star star Same page links to offer details

row 1 column 2 United Club Business Card

50,000 bonus miles

after you spend $3,000 on purchases in the
first 3 months your account is open***** star star star star star Same page links to offer details

row 2 title Earn on United® purchases

row 2 column 1 United (service mark) Business Card

2 miles

per $1 spent on United purchases**** star star star star Same page links to offer details

row 2 column 2 United (service mark) Club Business Card

2 miles

per $1 spent on United purchases***** star star star star star Same page links to offer details

row 3 title Earn on all other purchases

row 3 column 1 United (service mark) Business Card

2 miles

per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit**** star star star star Same page links to offer details

row 3 column 2 United (service mark) Club Business Card

—Not Applicable

row 3 column 1 United (service mark) Business Card

2 miles

per $1 spent at gas stations, office supply stores and restaurants**** star star star star Same page links to offer details

row 3 column 2 United (service mark) Club Business Card

—Not Applicable

1 mile

per $1 spent on all other purchases**** star star star star Same page links to offer details

1.5 miles

per $1 spent on all other purchases*****star star star star star Same page links to offer details

row 3 column 1 United (service mark) Business Card

5,000 bonus miles

each card anniversary when you have the UnitedSM Business Card and a personal United credit card**** star star star star Same page links to offer details

row 3 column 2 United (service mark) Club Business Card

—Not Applicable

Employee cards at no additional cost

Miles earned from their purchases accrue in your account so you can earn rewards faster**** star star star star Same page links to offer details

Employee cards at no additional cost

Miles earned from their purchases accrue in your account so you can earn rewards faster***** star star star star star Same page links to offer details

row 4 title United ClubSM access

row 4 column 1 United (service mark) Business Card

2 United Club one-time passes

after account opening and on each
anniversary - over a $100 value per year**** star star star star Same page links to offer details

row 4 column 2 United (service mark) Club Business Card

United Club membership

Enjoy access to United Club locations and
participating Star Alliance™ affiliated lounges
worldwide - up to a $650 value per year***** star star star star star Same page links to offer details

row 7 title Annual fee

row 7 column 1 United (service mark) Business Card

$0 intro annual fee for the first year, then $99†††† dagger dagger dagger dagger Same page link to pricing and terms

row 7 column 2 United (service mark) Club Business Card

$450 annual fee††††† dagger dagger dagger dagger dagger Same page link to pricing and terms

This bonus offer is available to you if you do not have this
card and have not received a new Cardmember bonus for this
card in the past 24 months.

This bonus offer is available to you if you do not have this
card and have not received a new Cardmember bonus for this
card in the past 24 months.


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UnitedSM Business Card offer details

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60,000 Bonus Miles After You Spend $3,000 On Purchases In The First 3 Months From Account Opening:

This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. With this bonus offer, you will qualify and receive 60,000 bonus miles after you make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles:

Rewards Program Agreement: For more information about the UnitedSM Business Card rewards program, view the latest opens in a new windowRewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com. How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on Inside Access from Chase purchases and in the following rewards categories: restaurants; gas stations; office supply stores; local transit and commuting. 5,000 bonus miles each account anniversary year if you also have a personal United credit card: You’ll receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card. In order to receive the anniversary bonus miles, you, as the Authorizing Officer of the United business credit card account, must be the primary cardmember on the personal United credit card. Personal United credit cards include all United credit cards without the word “business” in the name that are issued by JPMorgan Chase Bank, N.A. Member FDIC. Both credit card accounts must be open and not in default on the billing cycle end date after your account anniversary date for your United business credit card. Please allow up to 6 weeks after the month in which you qualify for the bonus miles to become available in your MileagePlus account. Your United business credit card must be open and not in default at the time of fulfillment. “Account anniversary year” means the year beginning with your business credit card account open date through the anniversary of the account open date, and each 12 months after that. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see opens in a new windowchase.com/RewardsCategoryFAQs.

Adding An Employee Card:

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Anniversary United Club Passes: Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person one-time access to a United Club location subject to United Club terms & conditions, opens overlayunited.com/UnitedClubRules, and Club access policies, opens overlayunited.com/UnitedClubAccess, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on opens overlayunited.com. United Club passes have no cash value, cannot be sold and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities.

Free Checked Bag: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must include their MileagePlus® number in their reservation and use their UnitedSM Business Card to purchase their ticket(s). First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit opens overlayunited.com/ChaseBag for details.

Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Business Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.

$100 United Annual Travel Credit: Each anniversary year that you make seven (7) United flight travel-related purchases, each totaling $100 or more, with your UnitedSM Business Card, you will receive a $100 statement credit. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Anniversary year means the year beginning with your card account open date through the anniversary of the account open date, and each 12 months after that. The statement credit will post to your account within 24 hours of your 7th United $100 or more purchase posting to your account. To qualify, account must be open and not in default at the time of fulfillment.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your UnitedSM Business Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of January 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit opens overlayunited.com/AirAwards for details.

Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit opens overlayunited.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Room Upgrades and Amenities:

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on opens overlayLHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network. If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s United ClubSM Visa Infinite Credit Card account is open and not in default. Upon closure of the cardmember’s UnitedSM Business Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the opens overlayunited.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to opens overlayunited.com.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

End overlay.

United ClubSM Business Card Offer Details

Begin overlay.

50,000 Bonus Miles After You Spend $3,000 On Purchases In The First 3 Months From Account Opening:

This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. With this bonus offer, you will qualify and receive 50,000 bonus miles after you make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles

Rewards Program Agreement: For more information about the United ClubSM Business Card rewards program, view the latest opens in a new window Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new window chase.com.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5 miles: You’ll earn 1.5 miles for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (.5 additional mile on top of the 1.5 miles per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You'll also earn 2 miles total for each $1 spent (.5 additional mile on top of the 1.5 miles per $1 earned on each purchase) on Inside Access from Chase purchases. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement.

Adding An Employee Card:

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

United Club Membership:

United ClubSM membership is subject to United Club terms and conditions, opens overlay united.com/UnitedClubRules, and access policies, opens overlay united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Information on the terms and access policies for participating Star Alliance lounges is available at opens overlay StarAlliance.com. Please allow 2 weeks after account open date for the United Club membership to activate (excludes Star Alliance and affiliated lounges). The United Club membership card will be sent to the primary Cardmember 6 weeks after the account open date. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. The Cardmember’s United Club membership will be renewed automatically on each credit card anniversary date, provided that the account is open and not in default. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club membership.

Free Checked Bags:

The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must include their MileagePlus® number in their reservation and use their United ClubSM Business Card to purchase their ticket(s). First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit opens overlay united.com/ChaseBag for details.

Premier Access:

The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit opens overlay united.com/PremierAccess for details.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights:

You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your United ClubSM Business Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Club Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Award Availability, Pricing, and Fees:

As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of January 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit opens overlay united.com/AirAwards for details.

Upgrading Award Tickets:

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit opens overlay united.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Hertz Gold Plus Rewards® President's Circle® Membership:

The primary Cardmember is eligible to enroll in Hertz Gold Plus Rewards President's Circle by visiting opens overlay united.com/HertzChaseBenefit. Please allow 3-7 business days after enrolling in Hertz Gold Plus Rewards President’s Circle for your membership to process. In order to receive Hertz Gold Plus Rewards President’s Circle benefits, the primary Cardmember must include their Hertz Gold Plus Rewards member number in their Hertz reservation. In order to receive the Hertz Gold Plus Rewards points, the primary Cardmember must opt in, under the “Member Details” section of their Hertz profile. Offer made by Hertz. All Hertz Membership and Rental Terms and Conditions apply, including the right to change, limit or modify the President’s Circle Program or portions of the program at any time. Please visit opens overlay united.com/HertzChaseBenefit for details. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or the failure to provide, the stated benefits and services.

Room Upgrades and Amenities:

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on opens overlay LHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Business Card Program Information

This product is reserved for business owners. Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the employee’s or authorized user’s card will only be credited to the authorizing officer’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s United ClubSM Business Credit Card account is open and not in default. Upon closure of the cardmember’s United Club Business Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the opens overlay united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to opens overlay united.com.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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United ClubSM Infinite Card offer details

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50,000 Bonus Miles After You Spend $3,000 On Purchases In The First 3 Months From Account Opening:

This product is not available to either (i) current cardmembers of any United ClubSM credit card, or (ii) previous cardmembers of any United Club credit card who received a new Cardmember bonus for this credit card within the last 24 months. If you are an existing United Club Visa Signature Cardmember and would like this product, please call the number on the back of your card to see if you are eligible for a product change. With this bonus offer, you will qualify and receive 50,000 bonus miles after you make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles:

Rewards Program Agreement: For more information about the United ClubSM Visa Infinite Card rewards program, view the latest opens in a new windowRewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new windowchase.com. How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: restaurants; travel (excluding United purchases that qualify for 4 miles as described). 4 miles: You’ll earn 4 miles total for each $1 spent (3 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You'll also earn 4 miles total for each $1 spent (3 additional miles on top of the 1 mile per $1 earned on each purchase) on Inside Access from Chase purchases. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement.

Third-party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

United Club Membership: United ClubSM membership is subject to United Club terms and conditions, opens overlayunited.com/UnitedClubRules, and access policies, opens overlayunited.com/UnitedClubAccess, each of which is subject to change, with or without notice. Information on the terms and access policies for participating Star Alliance lounges is available at opens overlayStarAlliance.com. Please allow 2 weeks after account open date for the United Club membership to activate (excludes Star Alliance and affiliated lounges). The United Club membership card will be sent to the primary Cardmember 6 weeks after the account open date. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. The Cardmember’s United Club membership will be renewed automatically on each credit card anniversary date, provided that the account is open and not in default. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club membership.

Free Checked Bags: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must include their MileagePlus® number in their reservation and use their United ClubSM Visa Infinite Card to purchase their ticket(s). First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit opens overlayunited.com/ChaseBag for details.

Premier Access: The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit opens overlayunited.com/PremierAccess for details.

Global Entry or TSA PreCheck™ Application Fee Statement Credit: To be eligible for this statement credit you must use your United ClubSM Visa Infinite Card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA PreCheck application and pay the application fee (reimbursed up to $85 maximum). A statement credit will be processed after the Global Entry program application fee OR TSA PreCheck application fee (whichever program is applied for first) is charged to your United Club Visa Infinite Card. You are entitled to either: one (1) $100 statement credit per account, OR one (1) statement credit up to $85 maximum per account, every 4 years in connection with the Global Entry or TSA PreCheck program application fee. The statement credit will be posted to your account within 24 hours of the Global Entry or TSA PreCheck program application fee being posted to your account. You are responsible for payment of all charges until the statement credit posts to the account. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA PreCheck is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Chase has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA PreCheck programs. For complete details on the Global Entry program, including full terms and conditions, go to opens overlayttp.cbp.dhs.gov. For complete details on the TSA PreCheck program, including full terms and conditions, go to opens overlaytsa.gov. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. The statement credit benefit applies to the Global Entry or TSA PreCheck programs only. Other program applications including, but not limited to, NEXUS, SENTRI, and Privium are not eligible for the statement credit benefit. To be eligible for this benefit, your account must be open and not in default at the time of statement credit fulfillment. Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits. The TSA PreCheck trademark is used with the permission of the U.S. Department of Homeland Security.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your United ClubSM Visa Infinite Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Club Visa Infinite Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit opens overlayunited.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of January 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit opens overlayunited.com/AirAwards for details.

Hertz Gold Plus Rewards® President’s Circle® Membership:

The primary Cardmember is eligible to enroll in Hertz Gold Plus Rewards President’s Circle by visiting opens overlayunited.com/HertzChaseBenefit. Please allow 3-7 business days after enrolling in Hertz Gold Plus Rewards President’s Circle for your membership to process. In order to receive Hertz Gold Plus Rewards President’s Circle benefits, the primary Cardmember must include their Hertz Gold Plus Rewards member number in their Hertz reservation. In order to receive the Hertz Gold Plus Rewards points, the primary Cardmember must opt in, under the “Member Details” section of their Hertz profile. Offer made by Hertz. All Hertz Membership and Rental Terms and Conditions apply, including the right to change, limit or modify the President’s Circle Program or portions of the program at any time. Please visit opens overlayunited.com/HertzChaseBenefit for details. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or the failure to provide, the stated benefits and services.

Room Upgrades and Amenities:

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on opens overlayLHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s United ClubSM Visa Infinite Credit Card account is open and not in default. Upon closure of the cardmember’s United Club Visa Infinite Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to opens overlayunited.com.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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UnitedSM Explorer Card offer details

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40,000 Bonus Miles After You Spend $2,000 On Purchases In The First 3 Months From Account Opening:

This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 40,000 bonus miles after you make Purchases totaling $2,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles:

Rewards Program Agreement: For more information about the UnitedSM Explorer Card rewards program, see the latest Rewards Program Agreement at opens in a new windowRewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new windowchase.com.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on Inside Access from Chase purchases and in the following rewards categories: restaurants; hotel accommodations when purchased directly with the hotel. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see opens in a new windowchase.com/RewardsCategoryFAQs.

Third-party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Anniversary United Club Passes: Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person one-time access to a United Club location subject to United Club terms & conditions, opens overlayunited.com/UnitedClubRules, and Club access policies, opens overlayunited.com/UnitedClubAccess, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on opens overlayunited.com. United Club passes have no cash value, cannot be sold and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities.

Free Checked Bag: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must include their MileagePlus® number in their reservation and use their UnitedSM Explorer Card to purchase their ticket(s). First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit opens overlayunited.com/ChaseBag for details.

Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Business Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.

Global Entry or TSA PreCheck™ Application Fee Statement Credit: To be eligible for this statement credit you must use your UnitedSM Explorer Card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA PreCheck application and pay the application fee (reimbursed up to $85 maximum). A statement credit will be processed after the Global Entry program application fee OR TSA PreCheck application fee (whichever program is applied for first) is charged to your United Explorer Card. You are entitled to either: one (1) $100 statement credit per account, OR one (1) statement credit up to $85 maximum per account, every 4 years in connection with the Global Entry or TSA PreCheck program application fee. The statement credit will be posted to your account within 24 hours of the Global Entry or TSA PreCheck program application fee being posted to your account. You are responsible for payment of all charges until the statement credit posts to the account. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA PreCheck is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Chase has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA PreCheck programs. For complete details on the Global Entry program, including full terms and conditions, go to opens overlayttp.cbp.dhs.gov. For complete details on the TSA PreCheck program, including full terms and conditions, go to opens overlaytsa.gov. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. The statement credit benefit applies to the Global Entry or TSA PreCheck programs only. Other program applications including, but not limited to, NEXUS, SENTRI, and Privium are not eligible for the statement credit benefit. To be eligible for this benefit, your account must be open and not in default at the time of statement credit fulfillment. Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits. The TSA PreCheck trademark is used with the permission of the U.S. Department of Homeland Security.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your UnitedSM Explorer Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Explorer Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of January 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit opens overlayunited.com/AirAwards for details.

Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Room Upgrades and Amenities:

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on opens overlayLHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s UnitedSM Explorer Credit Card account is open and not in default. Upon closure of the cardmember’s United Explorer Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the opens overlayunited.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to opens overlayunited.com.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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United GatewaySM Card offer details

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10,000 Bonus Miles After You Spend $1,000 On Purchases In The First 3 Months From Account Opening:

This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after you make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles:

Rewards Program Agreement: For more information about the United GatewaySM Card rewards program, view the latest opens in a new windowRewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new windowchase.com.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: gas stations; local transit and commuting. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see opens in a new windowchase.com/RewardsCategoryFAQs.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of January 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit opens overlayunited.com/AirAwards for details.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your United GatewaySM Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Gateway Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Room Upgrades and Amenities:

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on opens overlayLHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s United GatewaySM Credit Card account is open and not in default. Upon closure of the cardmember’s United Gateway Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the opens overlayunited.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to opens overlayunited.com.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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UnitedSM Business Card benefits

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Credit card
benefits

60,000 bonus miles

You'll earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.**** Same page links to offer details This bonus offer is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn 2 miles per $1 spent on United® purchases

You'll earn 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.**** Same page links to offer details You'll also earn 2 miles for each $1 spent on United Card Events from Chase purchases.**** For more information on United Card Events from Chase visit opens overlay InsideAccess.com.

Earn 2 miles per $1 spent on local transit and commuting

You'll earn 2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.**** Same page links to offer details

Earn 2 miles per $1 spent in other select categories

You'll earn 2 miles per $1 spent at gas stations, office supply stores and restaurants.**** Same page links to offer details

Earn with every purchase

You'll earn 1 mile per $1 spent on all other purchases.**** Same page links to offer details

5,000-mile loyalty anniversary bonus

You'll receive 5,000 bonus miles each year on your United BusinessSM Card anniversary when you have both the United BusinessSM Card and a personal Chase United credit card.**** Same page links to offer details

Employee cards at no additional cost

Miles earned from their purchases accrue in your account so you can earn rewards faster. Plus, you can set up individual spending limits for each card.**** Same page links to offer details

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, with no restrictions or blackout dates.**** Same page links to offer details For more information, please visit opens overlay united.com/AirAwards.

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United flights (when available).**** Same page links to offer details

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit opens overlay united.com/UseMiles.

2 United ClubSM one-time passes

after account opening and on each anniversary**** Same page links to offer details - over a $100 value per year.

Free first checked bag - save up to $140 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free (up to $35 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card.**** Same page links to offer details For complete details, please visit opens overlay united.com/ChaseBag.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.**** Same page links to offer details

$100 United travel credit

Enjoy a $100 United travel credit after 7 United flight purchases of $100 or more within each account anniversary year.****

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United®-operated flights when you pay with your United Business Card.**** Same page links to offer details

No foreign transaction fees

Purchases made with your United Business Card outside the U.S. will not be subject to foreign transaction fees.†††† Same page link to pricing and terms

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Travel & purchase protection

Trip Cancellation / Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.^^^^ same page link to disclosure caret target

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^^^^ same page link to disclosure caret target

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^^^^ same page link to disclosure caret target

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^^^^ same page link to disclosure caret target

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.^^^^ same page link to disclosure caret target

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.^^^^ same page link to disclosure caret target

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.^^^^ same page link to disclosure caret target

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)^^^^ same page link to disclosure caret target

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.^^^^ same page link to disclosure caret target

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^^^^ same page link to disclosure caret target

^^^^ same page link to disclosure caret target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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Luxury hotels & experiences

The Luxury Hotel & Resort Collection

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.**** Same page links to offer details Make a reservation through the program using your Chase Card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit opens overlay LHRCollection.com for more information.

United Card Events from Chase and United MileagePlus events

Pursue more of your passions with United Card Events from Chase. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. United MileagePlus® Visa Signature® Cardmembers may also enjoy exclusive experiences using your award miles such as private winemaker dinners and VIP access to live theater and museum events. Please visit opens overlay InsideAccess.com to learn more.

Visa Concierge Service

Get complimentary Visa Signature® Concierge Service 24 hours a day.**** Same page links to offer details Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

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United ClubSM Business Card benefits

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Credit card
benefits

50,000 bonus miles

You'll earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.***** Same page links to offer details This bonus offer is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn 2 miles per $1 spent on United® purchases

You'll earn 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.***** Same page links to offer details You'll also earn 2 miles per $1 spent on United Card Events from Chase purchases.***** For more information on United Card Events from Chase visit opens overlay InsideAccess.com.

Earn with every purchase

You'll earn 1.5 miles per $1 spent on all other purchases. For example, if you make a purchase of $100, you will earn 150 miles.***** Same page links to offer details

Employee cards at no additional cost

Miles earned from their purchases accrue in your account so you can earn rewards faster. Plus, you can set up individual spending limits for each card.***** Same page links to offer details

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, with no restrictions or blackout dates.***** Same page links to offer details For more information, please visit opens overlay united.com/AirAwards.

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit opens overlay united.com/UseMiles.

United ClubSM membership

Up to a $650 value per year. As the primary Cardmember, you and your eligible travel companions will enjoy access to 45+ United Club locations and participating Star Alliance™ affiliated lounges worldwide.***** Same page links to offer details

Current United Club members

If you are a current United Club member, you can apply for the United Club Business Card and be reimbursed for the unused portion of your United Club membership once approved for the card.***** Same page links to offer details

Free first and second checked bags

A savings of up to $320 per roundtrip. The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $35 value for the first checked bag and up to $45 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card.***** Same page links to offer details For complete details, please visit opens overlay united.com/ChaseBag.

Premier Access® travel services

Receive preferential treatment to ease your way through the airport with priority check-in, security screening (where available), boarding and baggage handling privileges.***** Same page links to offer details

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United flights (when available).***** Same page links to offer details

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United®-operated flights when you pay with your United Club Business Card.***** Same page links to offer details

Hertz Gold Plus Rewards® President's Circle®

The primary Cardmember is invited to enroll in the Hertz Gold Plus Rewards program's exclusive President's Circle tier and enjoy a 50% bonus on Hertz Gold Plus Rewards Points, upgrades, exclusive offers and more.***** Same page links to offer details To enroll, please visit opens overlay united.com/HertzChaseBenefit.

No foreign transaction fees

Purchases made with your Club Business Card outside the U.S. will not be subject to foreign transaction fees.††††† Same page link to pricing and terms

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Travel & purchase protection

Trip Cancellation / Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^^^^^ same page link to disclosure caret target

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^^^^^ same page link to disclosure caret target

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^^^^^ same page link to disclosure caret target

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^^^^^ same page link to disclosure caret target

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.^^^^^ same page link to disclosure caret target

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.^^^^^ same page link to disclosure caret target

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item and $2,500 per year.^^^^^ same page link to disclosure caret target

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.^^^^^ same page link to disclosure caret target

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^^^^^ same page link to disclosure caret target

^^^^^ same page link to disclosure caret target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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Luxury hotels & experiences

The Luxury Hotel & Resort Collection

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.***** Same page links to offer details Make a reservation through the program using your Chase card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit opens overlay LHRCollection.com for more information.

United Card Events from Chase and United MileagePlus events

Pursue more of your passions with United Card Events from Chase. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. United MileagePlus® Visa Signature® Cardmembers may also enjoy exclusive experiences using your award miles such as private winemaker dinners and VIP access to live theater and museum events. Please visit InsideAccess.com to learn more.

Visa Concierge Service

Get complimentary Visa Signature® Concierge Service 24 hours a day.***** Same page links to offer details Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

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End overlay.

United ClubSM Infinite Card benefits

Begin overlay.

Credit card
benefits

50,000 bonus miles

You'll earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.*** Same page links to offer details This product is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.

United ClubSM membership

Up to a $650 value per year. As the primary Cardmember, you and your eligible travel companions will enjoy access to 45+ United Club locations and participating Star Alliance™ affiliated lounges worldwide.*** Same page links to offer details

Current United Club members

If you are a current United Club member, you can apply for the United Club Card and be reimbursed for the unused portion of your United Club membership once approved for the card.*** Same page links to offer details

Earn 4 miles per $1 spent on United® purchases

You'll earn 4 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.*** Same page links to offer details You'll also earn 4 miles per $1 spent on United Card Events from Chase purchases.*** Same page links to offer details For more information on United Card Events from Chase visit opens overlay InsideAccess.com.

Earn 2 miles per $1 spent on dining at restaurants and travel

You'll earn 2 miles per $1 spent on dining at restaurants and on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.*** Same page links to offer details

Earn with every purchase

You'll earn 1 mile per $1 spent on all other purchases.*** Same page links to offer details

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, with no restrictions or blackout dates.*** Same page links to offer details For more information, please visit opens overlay united.com/AirAwards.

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United flights (when available).*** Same page links to offer details

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit opens overlay united.com/UseMiles.

Free first and second checked bags

A savings of up to $320 per roundtrip. The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $35 value for the first checked bag and up to $45 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card.*** Same page links to offer details For complete details, please visit opens overlay united.com/ChaseBag.

Premier Access® travel services

Receive preferential treatment to ease your way through the airport with priority check-in, security screening (where available), boarding and baggage handling privileges.*** Same page links to offer details

Up to $100 Global Entry or TSA PreCheckTM fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheckTM when charged to your card.*** Same page links to offer details

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United®-operated flights when you pay with your Club Card.*** Same page links to offer details

Hertz Gold Plus Rewards® President's Circle®

The primary Cardmember is invited to enroll in the Hertz Gold Plus Rewards program's exclusive President's Circle tier and enjoy a 50% bonus on Hertz Gold Plus Rewards Points, upgrades, exclusive offers and more.*** Same page links to offer details To enroll, please visit opens overlay united.com/HertzChaseBenefit.

No foreign transaction fees

Purchases made with your Club Card outside the U.S. will not be subject to foreign transaction fees.††† Same page links to pricing and terms

Back to top

Travel & purchase protection

Trip Cancellation / Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^^^ same page link to disclosure caret target

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^^^ same page link to disclosure caret target

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^^^ same page link to disclosure caret target

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^^^ same page link to disclosure caret target

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.^^^ same page link to disclosure caret target

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.^^^ same page link to disclosure caret target

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.^^^ same page link to disclosure caret target

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^^^ same page link to disclosure caret target

^^^ same page link to disclosure caret target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Back to top

Luxury hotels & experiences

The Luxury Hotel & Resort Collection

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.*** Same page links to offer details Make a reservation through the program using your Chase card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit opens overlay LHRCollection.com for more information.

United Card Events from Chase and United MileagePlus Events

Pursue more of your passions with United Card Events from Chase. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. United MileagePlus® Visa Infinite® Cardmembers may also enjoy exclusive experiences using your award miles such as private winemaker dinners and VIP access to live theater and museum events. Please visit opens overlay InsideAccess.com to learn more.

Visa Infinite® Concierge Services

Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.*** Same page links to offer details

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End overlay.

UnitedSM Explorer Card benefits

Begin overlay.

Credit card
benefits

40,000 bonus miles

You'll earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.** Same page links to offer details This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn 2 miles per $1 spent on United® purchases

You'll earn 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.** Same page links to offer details You'll also earn 2 miles per $1 spent on United Card Events from Chase purchases.** Same page links to offer details For more information on United Card Events from Chase visit opens overlay InsideAccess.com.

Earn 2 miles per $1 spent at restaurants and on hotel accommodations

You'll earn 2 miles per $1 spent at restaurants and on hotel accommodations when purchased directly with the hotel.** Same page links to offer details

Earn with every purchase

You'll earn 1 mile per $1 spent on all other purchases.** Same page links to offer details

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, with no restrictions or blackout dates.** Same page links to offer details For more information, please visit opens overlay united.com/AirAwards.

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United flights (when available).** Same page links to offer details

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit opens overlay united.com/UseMiles.

2 United ClubSM one-time passes

after account opening and on each anniversary** Same page links to offer details - over a $100 value per year.

Free first checked bag - save up to $140 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free (up to $35 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card.** Same page links to offer details For complete details, please visit opens overlay united.com/ChaseBag.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.** Same page links to offer details

Up to $100 Global Entry or TSA PreCheck™ fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheck™ when charged to your card.** Same page links to offer details

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United®-operated flights when you pay with your Explorer Card.** Same page links to offer details

No foreign transaction fees

Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees.†† Same page link to pricing and terms

NerdWallet 2020 Best Credit Card: Airline Benefits

nerd wallet image

NerdWallet receives a fee from each Chase Freedom account booked through its site. Chase does not exercise any editorial control over their credit card reviews. The views and opinions expressed are NerdWallet’s. Products and services described as well as associated fees, charges, and interest rates may vary.

© 2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

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Travel & purchase protection

Trip Cancellation / Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by covered situations like sickness or injury.^^ same page link to disclosure caret target

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^^ same page link to disclosure caret target

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^^ same page link to disclosure caret target

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^^ same page link to disclosure caret target

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.^^ same page link to disclosure caret target

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.^^ same page link to disclosure caret target

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^^ same page link to disclosure caret target

^^ same page link to disclosure caret target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Back to top

Luxury hotels & experiences

The Luxury Hotel & Resort Collection

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.** Same page links to offer details Make a reservation through the program using your Chase card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit LHRCollection.com for more information.

United Card Events from Chase and United MileagePlus events

Pursue more of your passions with United Card Events from Chase. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. United MileagePlus® Visa Signature® Cardmembers may also enjoy exclusive experiences using your award miles such as private winemaker dinners and VIP access to live theater and museum events. Please visit opens overlay InsideAccess.com to learn more.

Visa Concierge Service

Get complimentary Visa Signature® Concierge Service 24 hours a day.** Same page links to offer details Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

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End overlay.

United GatewaySM Card benefits

Begin overlay.

Credit card
benefits

$0 annual fee

Enjoy United Gateway Card benefits with no annual fee.† Same page link to pricing and terms

Cardmembers can now receive United travel rewards without any annual fee.

Earn 10,000 miles

Get 10,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.* Same page links to offer details
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn 2 miles on United purchases

You'll earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.* Same page links to offer details

Earn 2 miles at gas stations

You'll earn 2 miles for each $1 spent at gas stations.* Same page links to offer details

Earn 2 miles on local transit and commuting

You'll earn 2 miles for each $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit.* Same page links to offer details

Earn miles on every purchase

You'll earn 1 mile per $1 spent on all other purchases.* Same page links to offer details

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flights when you pay with your Gateway Card.* Same page links to offer details

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* Same page links to offer details Visit opens overlay united.com/AirAwards for details.

More ways to use miles

Use your miles to connect with more of the world. You can earn and use MileagePlus® miles on United® and other Star Alliance™ member airlines. With over 18,000 daily departures serving more than 1,300 worldwide destinations, your award travel opportunities are virtually endless.

The Luxury Hotel & Resort Collection

Stay in style with room upgrades, complimentary daily breakfast for two, early-check-in, late check out (if available) and other amenities at more than 1000 luxury hotels and resorts worldwide.* Same page links to offer details

Purchase private, curated once-in-a-lifetime experiences - form celebrity meet and greets to private culinary and sports events.

United MileagePlus® Cardmember Exclusives

Use your miles for unique and exclusive experiences, including Visa Signature wine dinners, movie screening and unique-to-United® experiences, like the opportunity to fly a flight simulator.

No foreign transaction fees

Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.

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Travel & purchase protection

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.^ same page link to disclosure caret target

Trip Cancellation / Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by covered situations like sickness or injury.^ same page link to disclosure caret target

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.^ same page link to disclosure caret target

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.* Same page links to offer details

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.^ same page link to disclosure caret target

^ same page link to disclosure caret target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Back to top

End overlay.