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80,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 80,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
United Club card and All Access memberships: United Club card membership is subject to United Club terms and conditions, united.com/UnitedClubRulesOpens in new window, and access policies, united.com/UnitedClubAccessOpens in new window, each of which is subject to change, with or without notice. Please allow 2 weeks after account open date for the United Club card membership to activate (excludes Star Alliance and affiliated lounges). The United Club card membership card will be available in your United App once membership is granted. Authorized users will not receive their own United Club card membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. United Club card membership allows for one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Star Alliance lounge access is not included. Effective August 1, 2025, as the primary cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on your United ClubSM Card in a calendar year or earning Premier Gold status or higher. United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and the following calendar year. The primary Cardmember must maintain Premier Gold status or meet annual spend requirements yearly to maintain United Club All Access membership. The MileagePlus Program, including the Premier program, are subject to change and are subject to the rules of the Mileage Plus program. Visit united.com/MileagePlusOpens in new window to learn more. Visit united.com/UnitedClubRulesOpens in new window, and access policies, united.com/UnitedClubAccessOpens in new window for terms and conditions. United Club All Access Membership allows for two adult guests or one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Cardmembers with United Club All Access membership will have access to Star Alliance lounges. Information on the terms and access policies for participating Star Alliance lounges is available at StarAlliance.comOpens in new window. If a cardmember upgrades to the United ClubSM Card or the United ClubSM Business Card from a different United Card, eligible purchases made on the prior United Card will not count toward the calendar year purchase requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. The Cardmember’s United Club card membership will be renewed automatically on each credit card anniversary date. Upon closure of the United ClubSM Card account, all Cardmember benefits, including the United Club card memberships, will be cancelled. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club card memberships.
Free Checked Bags: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must use their United ClubSM Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit united.com/ChaseBagOpens in new window for details.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: dining at restaurants including takeout and eligible delivery services; travel (excluding United purchases that qualify for 4 miles as described). 4 miles: You’ll earn 4 miles total for each $1 spent (3 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You’ll also earn 4 miles total for each $1 spent on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. 5 miles: You’ll earn 5 miles total for each $1 spent (3 additional miles on top of the 2 miles total per $1 earned in the travel category as described) on hotel accommodation purchases made using your card with Renowned Hotels and Resorts for United® Cardmembers through Chase Travel. Renowned Hotels and Resorts purchases made using your card through FROSCH and its family of travel companies will not qualify to earn 5 miles total for each $1 spent. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the United ClubSM Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedCard/ClubRewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.comOpens in new window and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Renowned Hotels and Resorts for United® Cardmembers: Renowned Hotels and Resorts for United® Cardmembers program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for Renowned Hotels and Resorts for United® Cardmembers properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.renownedhotels.comOpens in new window to learn more, other terms may apply.
United Club Passes with United Club All Access membership and an authorized user: Four (4) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after each Cardmember anniversary (“Anniversary” is the date that is twelve months after credit card account open date, and the same date each twelve months thereafter) so long as the primary Cardmember has United Club All Access membership and an authorized user at time of anniversary. As the primary Cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on United ClubSM Card in a calendar year or by earning Premier Gold status or higher that calendar year. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and through the end of the next United program year. To maintain uninterrupted access, the primary Cardmember must maintain at least Premier Gold status or meet the $50,000 annual spend requirements. Please allow 4 weeks for the United Club passes to be deposited into the primary Cardmember’s MileagePlus account. Each pass grants one person one-time access to a United Club location, but only if the primary Cardmember or an authorized user is also admitted to the lounge. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary cardmember present. Access is subject to United Club terms & conditions, united.com/UnitedClubRulesOpens in new window, and Club access policies, united.com/UnitedClubAccessOpens in new window, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.comOpens in new window. United Club passes issued as a Cardmember benefit have no cash value, cannot be sold, gifted or transferred and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the unused United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities or United Club passes.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United ClubSM Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Club Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Cardmember Award Pricing: Savings estimate based on Cardmember award flight bookings in 2024. When the “Cardmembers Save” banner was present, Cardmembers’ award flight pricing was 32% lower than the price a General member without the card would pay for the exact same itinerary. Savings do not apply to government-imposed taxes and fees. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Cardmember award pricing is fulfilled by United and will not appear on your credit card statement.
Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit: You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your United ClubSM Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/Opens in new window, or authorized enrollment providers featured on tsa.gov/precheckOpens in new window website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/Opens in new window. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.
Premier Access: The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccessOpens in new window for details.
Earn 10,000-mile award flight discount: For every $20,000 spent with your United ClubSM Card on Purchases in a calendar year earn a 10,000-mile award flight discount that can be used on eligible award travel on a United®- or United Express®-operated flight. There is a limit of up to two (2) 10,000-mile award flight discounts that may be accrued per eligible United ClubSM Card on up to a maximum of $40,000 in net purchases per calendar year. The award flight discount(s) will be deposited into your MileagePlus program account within 6 to 8 weeks after meeting the spend requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Award flight discount(s) will post directly to your MileagePlus account and will not appear on your credit card statement.
Earning Award Flight Discounts: Award flight discounts have no mile value until applied. Award flight discounts can be applied to eligible award travel as long as greater than 10,000 miles are redeemed and are a discount on award travel flights mileage price. To qualify as eligible award travel, the award ticket must have at least one (1) segment booked on United® or United Express® and reservation must be made prior to the expiration date of the credit. Unused award flight discounts may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Flight purchases made with Money + Miles do not qualify for applying award flight discount. Each unused award flight discount will expire 12 months after date of issue. To qualify and earn your award flight discount, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove the unused award flight discounts from your MileagePlus Program account. Offer and award flight credit rules and regulations are subject to change. Taxes and fees related to award travel are the responsibility of the passenger.
10% Saver Award Discount: The primary Cardmember will be eligible to book award flights in United Economy on United or United Express with 10% fewer miles. Discount is only valid for Economy Saver Awards (fare classes X and XN) for travel within the continental United States or between the continental United States and Canada. Discount applies to all passengers on the same reservation as the primary Cardmember. Award travel must be booked through the primary Cardmember’s MileagePlus account on united.comOpens in new window or the United mobile app. The discount is not valid on flights operated by partner airlines and does not apply to taxes and fees associated with award travel. All United MileagePlus award travel terms apply. United may change or terminate this offer at any time and without notice. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
$200 Renowned Hotels and Resorts Statement Credit: A statement credit will automatically be applied to your account when you book and pay with your card directly through Renowned Hotels and Resorts for United® Cardmembers, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the Renowned Hotels and Resorts property could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual Renowned Hotels and Resorts statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
IHG One Rewards Platinum Elite Status: The primary Cardmember is eligible for Platinum Elite status in the IHG One Rewards program and will need to register for this benefit at united.com/ihgstatusOpens in new window. Please allow 4 weeks for the registration request to be processed by IHG One Rewards. To maintain Platinum Elite status the primary Cardmember’s credit card account must remain open and their IHG One Rewards membership must remain in good standing. To receive Platinum Elite benefits, the primary Cardmember must provide their IHG One Rewards membership number at time of reservation or at time of check-in. All benefits are subject to complete IHG One Rewards Membership Terms and Conditions, available at ihg.com/termsOpens in new window. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.
Avis President’s Club Membership: The primary Cardmember of the United ClubSM Card, the UnitedSM Presidential PlusSM Card, the United ClubSM Business Card, and the UnitedSM Presidential PlusSM Business Card is eligible to enroll in Avis President’s Club by visiting united.com/AvisChaseBenefitOpens in new window. Please allow up to 7 business days after enrolling in Avis President’s Club for your membership to process. Once enrolled, in order to receive Avis President’s Club benefits, the primary Cardmember must include their Avis Preferred number in their Avis reservation. Offer made by Avis. All Avis Preferred and Rental Terms and Conditions apply, including the right to change, limit or modify the Avis President’s Club Program or portions of the program at any time. Please visit united.com/AvisChaseBenefitOpens in new window for details. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.
$150 Rideshare Statement Credit: Earn up to $12 back as a statement credit each month from January to November and up to $18 back as a statement credit in December when you pay for rideshare purchases using your United ClubSM Card. That means you can earn up to a maximum accumulation of $150 in statement credits each calendar year. You must enroll each calendar year to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month’s credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.
Up to $100 Avis or Budget Travel Credit: Earn $50 in United TravelBank cash on your first eligible Avis or Budget purchase and $50 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your United ClubSM Card on Avis or Budget rental car purchases made directly through cars.united.comOpens in new window, up to a maximum accumulation of $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget rental car reservation must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus® number in the reservation, and one of the following discount codes must be applied: Avis AWD A7915000 or A7909000 or Budget BCD B2049000 or B2048000. This Avis Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United-or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can’t combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTermsOpens in new window. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.
Receive two $10 credits per month in the Instacart App: As a United ClubSM Card Primary cardmember, you can receive two (2) $10 credits in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window with your eligible Chase credit card. The monthly credits will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credits will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.comOpens in new window with one retailer and using your United ClubSM Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchases will qualify for these credits the month your United ClubSM Card is added to your Instacart account and each month thereafter. To qualify for these credits, your United ClubSM Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase and United Airlines’ control and may or may not be available in Spanish. Chase or United Airlines are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.comOpens in new window with their valid United ClubSM Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
$200 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year’s annual JSX statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $15 in net purchases (including purchases made by authorized users) up to a maximum of 28,000 PQP within the calendar year. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
1,500 Card Bonus Premier Qualifying Points (PQP): The primary Cardmember will earn 1,500 Card Bonus Premier Qualifying Points (PQP) within 6-8 weeks after February 1 of each year. Card Bonus PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The Card Bonus PQP do not count toward the calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open as of December 31 of the prior year and must be open and not in default at the time of fulfillment. United reserves the right to cancel or remove the Card Bonus PQPs for any Cardmembers that close or downgrade their account during the qualification year. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.
Complimentary Instacart+ membership: You, as the Primary cardmember will receive a complimentary Instacart+ membership starting on the date the offer is activated on https://www.instacart.com/p/chase-unitedOpens in new window with your United ClubSM Card through 12/31/27 or for a minimum of a one year term, whichever is longer. You must activate the offer by 12/31/27. Membership must be activated with a United States address. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary term expires you will be charged $99/year, or the then current rate, for an annual recurring membership and billed automatically to any active payment method on file, unless you cancel. Subscription prices are subject to change. If you have an existing Instacart+ membership, your existing membership will be paused for the duration of the complimentary term and resume upon expiration of the complimentary term. You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ Membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips on orders may apply. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your United ClubSM Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/termsOpens in new window. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. This offer is subject to modification or termination at any time without notice.
Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgradesOpens in new window for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through Visa Infinite Concierge.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens in new window for details.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comOpens in new window website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your United ExplorerSM Card offer details
Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
60,000 Bonus Miles After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 60,000 bonus miles after you make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
Free Checked Bag: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must use their UnitedSM Explorer Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. For new primary Cardmembers, please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit united.com/ChaseBagOpens in new window for details.
Anniversary United Club Passes: Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person; either the primary Cardmember, authorized user, or guests accompanied by the cardmember or authorized user, one-time access to a United Club location subject to United Club terms & conditions (see united.com/UnitedClubRulesOpens in new window) and Club access policies (see united.com/UnitedClubAccessOpens in new window) each of which is subject to change, with or without notice. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary cardmember present. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.comOpens in new window. United Club passes issued as a Cardmember benefit have no cash value, cannot be sold, gifted or transferred and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: restaurants; hotel accommodations when purchased directly with the hotel.
Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program AgreementOpens in new window. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the UnitedSM Explorer Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedExplorerCard/RewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.comOpens in new window and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Explorer Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.
Cardmember Award Pricing: Savings estimate based on Cardmember award flight bookings in 2024. When the “Cardmembers Save” banner was present, Cardmembers’ award flight pricing was 32% lower than the price a General member without the card would pay for the exact same itinerary. Savings do not apply to government-imposed taxes and fees. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Cardmember award pricing is fulfilled by United and will not appear on your credit card statement.
Earn $100 United Travel Credit: Earn $100 in TravelBank cash after spending $10,000 with your UnitedSM Explorer Card within a calendar year. There is a limit of one TravelBank cash credit that may be earned per eligible UnitedSM Explorer Cardmember each calendar year. Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after meeting the spend requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United-or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can’t combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTermsOpens in new window. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.
Up to $100 United Hotels Statement Credit: A statement credit of $50 will be automatically posted to your account for your first and second hotel stays of $50 or more when you book and pay with your card directly through United Hotels, up to a maximum accumulation of up to $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the United Hotels property could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual United Hotels statement credit maximum of $100. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
$60 Rideshare Statement Credit: Earn up to $5 back as a statement credit each month when you pay for rideshare purchases using your UnitedSM Explorer Card. That means you can earn up to a maximum accumulation of $60 in statement credits each calendar year. You must enroll each calendar year to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month’s credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not yet posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.
Receive one $10 credit per month in the Instacart App: As a UnitedSM Explorer Card Primary cardmember, you can receive one $10 credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window using your eligible Chase credit card. The monthly credit will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credit will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.comOpens in new window with one retailer and using your UnitedSM Explorer Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchases will qualify for this credit the month your UnitedSM Explorer Card is added to your Instacart account and each month thereafter. To qualify for this credit, your UnitedSM Explorer Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase or United Airlines’ control and may or may not be available in Spanish. Chase and United Airline's are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.comOpens in new window with their valid UnitedSM Explorer Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
Up to $50 Avis or Budget Travel Credit: Earn $25 in United TravelBank cash on your first eligible Avis or Budget purchase and $25 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your UnitedSM Explorer Card on Avis or Budget rental car purchases made directly through cars.united.comOpens in new window, up to a maximum accumulation of $50 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget rental car reservation must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus® number in the reservation, and one of the following discount codes must be applied: Avis AWD A7915000 or A7909000 or Budget BCD B2049000 or B2048000. This Avis Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
$100 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year’s annual JSX statement credit maximum of $100. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit: You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your UnitedSM Explorer Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/Opens in new window, or authorized enrollment providers featured on tsa.gov/precheckOpens in new window website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/Opens in new window. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your UnitedSM Explorer Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Explorer Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $20 in net purchases (including purchases made by authorized users) up to a maximum of 1,000 PQP within the calendar year. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens in new window for details.
Earn 10,000-mile award flight discount: Spend $20,000 with your UnitedSM Explorer Card on Purchases in a calendar year and earn one 10,000-mile award flight discount that can be used on eligible award travel on a United®- or United Express®-operated flight. There is a limit of up to one (1) 10,000-mile award flight discount that may be accrued per eligible UnitedSM Explorer Card cardmember on up to a maximum of $20,000 in net purchases per calendar year. The award flight discount will be deposited into your MileagePlus account within 6 to 8 weeks after meeting the spend requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Award flight discount will post directly to your MileagePlus account and will not appear on your credit card statement.
Earning Award Flight Discounts: Award flight discounts have no mile value until applied. Award flight discounts can be applied to eligible award travel as long as greater than 10,000 miles are redeemed and are a discount on award travel flights mileage price. To qualify as eligible award travel, the award ticket must have at least one (1) segment booked on United® or United Express® and reservation must be made prior to the expiration date of the credit. Unused award flight discounts may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Flight purchases made with Money + Miles do not qualify for applying award flight discount. Each unused award flight discount will expire 12 months after date of issue. To qualify and earn your award flight discount, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove the unused award flight discounts from your MileagePlus Program account. Offer and award flight credit rules and regulations are subject to change. Taxes and fees related to award travel are the responsibility of the passenger.
Complimentary Instacart+ membership for 3 months then 25% off: You, as the Primary cardmember, can activate this offer using your eligible UnitedSM Explorer Card between 3/23/25 and 12/31/27, to receive three (3) months of complimentary Instacart+ membership beginning on the date you activate this offer and this offer’s promotional Instacart+ annual rate. Activate the offer via https://www.instacart.com/p/chase-unitedOpens in new window or the special offer invitation in your email or account settings.
If you have an existing Instacart+ membership, your existing membership will be paused during the duration of the complimentary term and resume upon expiration of the complimentary term. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary period ends, you will be automatically enrolled at 25% off the then current annual Instacart+ Membership rate (currently $99/year) through 12/31/27, and billed automatically to any active card on file, unless you choose to cancel.
After 12/31/27, your annual membership rate will auto-renew at $99/year, or the then current annual rate. Subscription prices are subject to change. You must pay for your Instacart+ membership using your eligible UnitedSM Explorer Card to receive the promotional rate. If you do not pay with your eligible card, you will be automatically charged $99/year or the then current annual rate. Membership must be activated with a United States address. This offer will replace any previously redeemed Instacart+ discounted membership offer. If you currently have an annual membership that does not automatically renew or you have a monthly membership, you will have the option to update your plan to an auto-renewing annual plan at the promotional discount through 12/31/27 using an eligible card (UnitedSM Explorer Card).
You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips may apply. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your UnitedSM Explorer Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/termsOpens in new window. This offer is subject to modification or termination at any time without notice.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comOpens in new window website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your United GatewaySM Card offer details
Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
Visa Signature: Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.
20,000 Bonus Miles After You Spend $1,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 20,000 bonus miles after you make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable). After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: gas stations; local transit and commuting. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program AgreementOpens in new window. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the United GatewaySM Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedGatewayCard/RewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.comOpens in new window and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Earn Two Checked Bag Certificates: Earn two (2) standard checked bag certificates after spending $10,000 on Purchases with your United GatewaySM Card within a calendar year. There is a limit of two standard checked bag certificates that may be accrued per eligible United GatewaySM Cardmember each calendar year. The checked bag certificates will be deposited into your MileagePlus account within 6 to 8 weeks after meeting the spend requirement. To redeem two (2) standard checked bag certificates, the primary Cardmember logged into their MileagePlus account must use their card to purchase their ticket(s), include their MileagePlus® number in their reservation, and apply the checked bag certificate(s) to their ticket at checkout. Checked bag certificates are only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Each unused certificate will expire 12 months after date of issue. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Please visit united.com/ChaseBagOpens in new window for details. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. To qualify and earn your two checked bag certificates, your account must be open and in good standing at time of fulfillment. Checked bag certificate rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Checked bag certificates will post directly to your MileagePlus account and will not appear on your credit card statement.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United GatewaySM Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Gateway Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsopens in new window for details.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comOpens in new window website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your United QuestSM Card offer details
Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
100,000 Bonus Miles After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 100,000 bonus miles after you make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
3,000 Additional Premier Qualifying Points (PQP): The primary Cardmember will earn 3,000 Premier Qualifying Points (PQP) after you make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for these PQP to post to your account. Promotional PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The promotional 3,000 PQP do not count toward the 18,000 calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K®. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening:
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
$200 Annual United Travel Credit: One $200 annual United TravelBank cash credit will automatically be added to your MileagePlus account. Annual means the year beginning with your account open date through the first statement date after your account open anniversary, and the 12 months billing cycles after that each year. Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 4 weeks of your card anniversary. TravelBank cash must be used for bookings on a United- or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United-or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can’t combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTermsOpens in new window. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.
Free Checked Bags: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must use their United QuestSM Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit united.com/ChaseBagOpens in new window for details.
Earn 10,000-mile award flight discount: Spend $20,000 with your United QuestSM Card on Purchases in a calendar year and earn one 10,000-mile award flight discount that can be used on eligible award travel on a United®- or United Express®-operated flight. There is a limit of up to one (1) 10,000-mile award flight discount that may be accrued per eligible United QuestSM Card cardmember on up to a maximum of $20,000 in net purchases per calendar year. The award flight discount will be deposited into your MileagePlus account within 6 to 8 weeks after meeting the spend requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Award flight discount will post directly to your MileagePlus account and will not appear on your credit card statement.
Earning Award Flight Discounts: Award flight discounts have no mile value until applied. Award flight discounts can be applied to eligible award travel as long as greater than 10,000 miles are redeemed and are a discount on award travel flights mileage price. To qualify as eligible award travel, the award ticket must have at least one (1) segment booked on United® or United Express® and reservation must be made prior to the expiration date of the credit. Unused award flight discounts may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Flight purchases made with Money + Miles do not qualify for applying award flight discount. Each unused award flight discount will expire 12 months after date of issue. To qualify and earn your award flight discount, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove the unused award flight discounts from your MileagePlus Program account. Offer and award flight credit rules and regulations are subject to change. Taxes and fees related to award travel are the responsibility of the passenger.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: dining at restaurants including takeout and eligible delivery services; select streaming services; travel (excluding United purchases that qualify for 3 miles as described). 3 miles: You’ll earn 3 miles total for each $1 spent (2 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You’ll also earn 3 miles total for each $1 spent on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. 5 miles: You’ll earn 5 miles total for each $1 spent (3 additional miles on top of the 2 miles total per $1 earned in the travel category as described) on hotel accommodation purchases made using your card with Renowned Hotels and Resorts for United® Cardmembers through Chase Travel. Renowned Hotels and Resorts purchases made using your card through FROSCH and its family of travel companies will not qualify to earn 5 miles total for each $1 spent. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the United QuestSM Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedQuestCard/RewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.comOpens in new window and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Renowned Hotels and Resorts for United® Cardmembers: Renowned Hotels and Resorts for United® Cardmembers program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for Renowned Hotels and Resorts for United® Cardmembers properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.renownedhotels.comOpens in new window to learn more, other terms may apply.
10,000 mile anniversary award flight discount: A 10,000-mile award flight discount that can be used on eligible award travel on a United®- or United Express®-operated flight will be deposited into the primary Cardmember’s MileagePlus Program account within 4 weeks after each United QuestSM Card Cardmember anniversary (“Anniversary” is the date that is twelve months after United QuestSM credit card account open date, and the same date each twelve months thereafter). Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Award flight discounts will post directly to your MileagePlus account and will not appear on your credit card statement.
Earn 2 global Economy Plus® seat upgrades: The Primary Cardmember will earn 2 credits that can be redeemed to upgrade an Economy seat on an eligible global flight to an Economy Plus seat after making Purchases totaling $40,000 or more in a calendar year with your United QuestSM Card. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for the Economy Plus upgrade certificates to post to your account. To receive Economy Plus upgrades, the primary cardmember must use their United QuestSM Card to purchase their ticket(s) and include their MileagePlus® number in their reservation. Economy Plus Upgrades are valid for Primary Cardmember only and are not transferable. Economy Plus upgrades must be used within 12 months from the issue date. The upgrades are valid for Economy Plus seating (when available) on United and United Express flights. To be eligible to earn Economy Plus upgrades, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the Economy Plus upgrades. To see details, visit United.com/EconomyPlusOpens in new window.
$150 Renowned Hotels and Resorts Statement Credit: A statement credit will automatically be applied to your account when you book and pay with your card directly through Renowned Hotels and Resorts for United® Cardmembers, up to a maximum accumulation of $150 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the Renowned Hotels and Resorts property could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual Renowned Hotels and Resorts statement credit maximum of $150. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
$100 Rideshare Statement Credit: Earn up to $8 back as a statement credit each month from January to November and up to $12 back as a statement credit in December when you pay for rideshare purchases using your United QuestSM Card. That means you can earn up to a maximum accumulation of $100 in statement credits each calendar year. You must enroll each calendar year to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month’s credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.
Receive one $10 credit and one $5 credit per month in the Instacart App: As a United QuestSM Card Primary cardmember, you can receive one $10 credit and one $5 credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window with your eligible Chase credit card. The monthly credits will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credits will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.comOpens in new window with one retailer and using your United QuestSM Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchase will qualify for these credits the month your United QuestSM Card is added to your Instacart account and each month thereafter. To qualify for these credits, your United QuestSM Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase or United Airlines’ control and may or may not be available in Spanish. Chase or United Airlines are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.comOpens in new window with their valid United QuestSM Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
Up to $80 Avis or Budget Travel Credit: Earn $40 in United TravelBank cash on your first eligible Avis or Budget purchase and $40 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your United QuestSM Card on Avis or Budget rental car purchases made directly through cars.united.comOpens in new window, up to a maximum accumulation of $80 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget rental car reservation must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus® number in the reservation, and one of the following discount codes must be applied: Avis AWD A7915000 or A7909000 or Budget BCD B2049000 or B2048000. This Avis Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
$150 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $150 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year’s annual JSX statement credit maximum of $150. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. United QuestSM Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.
Cardmember Award Pricing: Savings estimate based on Cardmember award flight bookings in 2024. When the “Cardmembers Save” banner was present, Cardmembers’ award flight pricing was 32% lower than the price a General member without the card would pay for the exact same itinerary. Savings do not apply to government-imposed taxes and fees. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Cardmember award pricing is fulfilled by United and will not appear on your credit card statement.
Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit: You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your United QuestSM Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/Opens in new window, or authorized enrollment providers featured on tsa.gov/precheckOpens in new window website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/Opens in new window. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United QuestSM Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Quest Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $20 in net purchases (including purchases made by authorized users) up to a maximum of 18,000 PQP within the calendar year. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
1,000 Card Bonus Premier Qualifying Points (PQP): The primary Cardmember will earn 1,000 Card Bonus Premier Qualifying Points (PQP) within 6-8 weeks after February 1 of each year. Card Bonus PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The Card Bonus PQP do not count toward the calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open as of December 31 of the prior year and must be open and not in default at the time of fulfillment. United reserves the right to cancel or remove the Card Bonus PQPs for any Cardmembers that close or downgrade their account during the qualification year. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.
Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgradesOpens in new window for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.
Complimentary Instacart+ membership for 3 months then 50% off: You, as the Primary cardmember, can activate this offer using your eligible United QuestSM Card between 3/23/25 and 12/31/27, to receive three (3) months of complimentary Instacart+ membership beginning on the date you activate this offer and this offer’s promotional Instacart+ annual rate. Activate the offer via https://www.instacart.com/p/chase-unitedOpens in new window or the special offer invitation in your email or account settings.
If you have an existing Instacart+ membership, your existing membership will be paused during the duration of the complimentary term and resume upon expiration of the complimentary term. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary period ends, you will be automatically enrolled at 50% off the then current annual Instacart+ Membership rate (currently $99/year) through 12/31/27, and billed automatically to any active card on file, unless you choose to cancel.
After 12/31/27, your annual membership rate will auto-renew at $99/year, or the then current annual rate. Subscription prices are subject to change. You must pay for your Instacart+ membership using your eligible United QuestSM Card to receive the promotional rate. If you do not pay with your eligible card, you will be automatically charged $99/year or the then current annual rate. Membership must be activated with a United States address. This offer will replace any previously redeemed Instacart+ discounted membership offer. If you currently have an annual membership that does not automatically renew or you have a monthly membership, you will have the option to update your plan to an auto-renewing annual plan at the promotional discount through 12/31/27 using an eligible card (United QuestSM Card).
You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips may apply. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your United QuestSM Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/termsOpens in new window. This offer is subject to modification or termination at any time without notice.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens in new window for details.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comOpens in new window website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your United GatewaySM Card benefits
Credit Card Benefits
Earn 20,000 bonus miles
You'll earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.*Opens United Gateway overlay This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Earn 10,000 bonus miles when you add an Authorized User
You'll earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.*Opens United Gateway overlay
Low intro APR
0% intro APR for the first 12 months from account opening on purchases.†Opens United Gateway pricing and terms in new window After that, a variable APR of 20.49% – 28.99%.†Opens United Gateway pricing and terms in new window
Earn 7 total miles on United® flights
Earn 7 total miles per $1 spent when you use your United Gateway Card to purchase United flights:
5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 2 miles per $1 spent on entire United purchase when paying with your card. Premier® members earn even more.*Opens United Gateway overlay
Earn 2 miles per $1 spent on other eligible United purchases
Earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.*Opens United Gateway overlay
Earn 5 total miles per $1 spent on hotel stays purchased through United® Hotels
You'll earn 5 miles per $1 spent on United® Hotels stays purchased with your United Gateway Card: 2 miles per $1 spent as a MileagePlus® member, 2 miles per $1 spent with your card when you prepay, plus an additional 1 mile per $1 spent from United when you prepay through United Hotels.*Opens United Gateway overlay See hotels.united.com for details on earning miles.*Opens United Gateway overlay
Earn 2 miles per $1 spent at gas stations
You'll earn 2 miles per $1 spent at gas stations.*Opens United Gateway overlay
Earn 2 miles per $1 spent on local transit and commuting
You'll earn 2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.*Opens United Gateway overlay
Earn miles on every purchase
You'll earn 1 mile per $1 spent on all other purchases.*Opens United Gateway overlay
25% back on United® Inflight and Club premium drink purchases
You’ll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United GatewaySM Card.*Opens United Gateway overlay
No foreign transaction fees
Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.†Opens United Gateway pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Earn 2 checked bags
Earn two checked bags on United® -or United Express®- operated flights after spending $10,000 in a calendar year with your United GatewaySM Card.*Opens United Gateway overlay
MileagePlus program benefits
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnOpens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, electronics and dining. Use them for United flights and other airline partners, hotel stays, car rentals, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® -operated flight, any time, with no restrictions or blackout dates.*Opens United Gateway overlay For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.^ same page link to United Gateway disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.^ same page link to United Gateway disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^ same page link to United Gateway disclosure , ^^ same page link to United Gateway disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ same page link to United Gateway disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Gateway disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Gateway disclosure reference Specific limitations apply to New York residents: Purchase Protection – covered period is 90 days from the date of purchase.
Luxury experiences
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.*Opens United Gateway overlay Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
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All your UnitedSM Explorer Card benefits
Credit Card Benefits
Earn 60,000 bonus miles
You'll earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.Opens United Explorer overlay** This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Earn 10,000 bonus miles when you add an Authorized User
You'll earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.Opens United Explorer overlay**
Earn 7 miles per $1 spent on United flights
You'll earn 7 total miles per $1 spent when you use your United Explorer Card to purchase United flights: 5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 2 miles per $1 spent on entire purchase for paying with your card. Premier members earn even more miles.Opens United Explorer overlay**
Earn 2 miles per $1 spent on other eligible United purchases
Earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.Opens United Explorer overlay**
Earn 5x total miles on hotel stays purchased through United® Hotels
Earn 5 miles per $1 spent on United® Hotels stays purchased with your United Explorer Card: 2 miles per $1 spent as a MileagePlus® member, 2 miles per $1 spent with your card, plus an additional 1 mile per $1 spent from United when you prepay through United Hotels.Opens United Explorer overlay**
Earn 2 miles per $1 spent on dining and hotel accommodations
You'll earn 2 miles per $1 spent on dining including eligible delivery services.Opens United Explorer overlay** You'll also earn 2 miles per $1 spent on hotel accommodations when booked with the hotel.Opens United Explorer overlay**
Earn miles on every purchase
You'll earn 1 mile per $1 spent on all other purchases.Opens United Explorer overlay**
2 United ClubSM one-time passes
After account opening and on each anniversaryOpens United Explorer overlay** - over a $100 value per year. For an updated list of United Club locations and any temporary closures, please visit united.comopens in new window.
Free first checked bag—a savings of up to $160 per roundtrip
As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first checked bag free (up to a $40 value for the first checked bag, each way, per person) on United-operated flights when purchasing tickets with your UnitedSM Explorer Card—a savings of up to $160 per roundtrip.
To receive your free checked bags, include your MileagePlus® number in your reservation and purchase your ticket(s) from United with your United Explorer Card. For complete details, please visit united.com/ChaseBagOpens in new window.Opens United Explorer overlay**
Priority boarding
The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding. To receive priority boarding, include your MileagePlus account number when making your reservation and refer to your United boarding pass for your boarding group number.Opens United Explorer overlay**
Save an average of 30% in miles when booking award flights
As a cardmember, you have access to special pricing on award travel redemption for United-operated flights, when available. Cardmembers save on average 30% in miles when booking award flights under the Cardmembers save banner at united.com or in the United app.Opens United Explorer overlay**
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.Opens United Explorer overlay**
25% back on United® Inflight and Club premium drink purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your UnitedSM Explorer Card.Opens United Explorer overlay**
No foreign transaction fees
Purchases made with your ExplorerSM Card outside the U.S. will not be subject to foreign transaction fees.Opens United Explorer pricing and terms in new window†† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Earn 10,000 miles in award flight discounts each year
Earn a 10,000-mile award flight discount after spending $20,000 each calendar year with your UnitedSM Explorer Card.Opens United Explorer overlay**
Annual partner credits
Up to $100 in United® Hotels credits
Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Explorer Card, up to $100 each anniversary year.Opens United Explorer overlay**
Up to $60 in credits on rideshare purchases
Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your UnitedSM Explorer Card, up to $60 each calendar year. Yearly opt-in is required.Opens United Explorer overlay**
$50 in United travel credits on Avis or Budget purchases
Receive $25 in United® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comopens in new window and paid for with your UnitedSM Explorer Card.Opens United Explorer overlay**
Up to $100 in credit on JSX purchases annually
Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your UnitedSM Explorer Card. JSX is a crowd-free jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXopens in new window.Opens United Explorer overlay**
3-Month Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 25% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.Opens United Explorer overlay**
Up to $120 in Instacart credits
Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply. Benefits end 12/31/27.Opens United Explorer overlay**
MileagePlus program benefits
Earn up to 1,000 Premier® qualifying points (PQP)
You’ll earn 1 PQP for every $20 you spend on purchases with your Explorer Card, up to 1,000 PQP in a calendar year. This can be applied toward your Premier® status qualification.Opens United Explorer overlay**
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnOpens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, electronics and dining. Use them for United flights and other airline partners, hotel stays, car rentals, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® -operated flight, any time, with no restrictions or blackout dates.Opens United Explorer overlay** For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.^same page link to United Explorer disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ same page link to United Explorer disclosure , ^^ same page link to United Explorer disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^ same page link to United Explorer disclosure , ^^ same page link to United Explorer disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^same page link to United Explorer disclosure
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^same page link to United Explorer disclosure
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ same page link to United Explorer disclosure , ^^ same page link to United Explorer disclosure
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^same page link to United Explorer disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Explorer disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Explorer disclosure reference Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to Your personal automobile insurance; Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip; Purchase Protection - covered period is 90 days from the date of purchase.
Luxury experiences
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.Opens United Explorer overlay** Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Begin overlay
All your United QuestSM Card benefits
Credit Card Benefits
Earn 100,000 bonus miles + 3,000 Premier qualifying points (PQP)
You'll earn 100,000 bonus miles and 3,000 PQP after you spend $4,000 on purchases in the first 3 months your account is open.Opens United Quest overlay*** This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Earn 10,000 bonus miles when you add an Authorized User
You'll earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.Opens United Quest overlay***
$200 annual United travel credit
Automatically receive $200 in United® TravelBank cash after account opening and annually on your account anniversary, for a future United® - or United Express® - operated flight.Opens United Quest overlay***
Free first and second checked bags—a savings of up to $360 per roundtrip
As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first and second checked bags free (up to a $40 value for the first checked bag and up to a $50 value for the second checked bag, each way, per person) on United-operated flights when purchasing tickets with your United QuestSM Card—a savings of up to $360 per roundtrip.
To receive your free checked bags, include your MileagePlus® number in your reservation and purchase your ticket(s) from United with your United Quest Card. For complete details, please visit united.com/ChaseBagOpens in new window. Opens United Quest overlay ***
8x total miles on United® flights
Earn 8 total miles on United® flights when you use your United QuestSM Card to purchase the United flights: 5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 3 miles per $1 spent on entire United when paying with your card. Premier® members earn even more.Opens United Quest overlay***
Earn 5x miles on hotel stays at Renowned Hotels and Resorts for United® Cardmembers
Earn 5 miles per $1 spent on hotel accommodations when you prepay directly through Renowned Hotels and Resorts using your United QuestSM Card.Opens United Quest overlay***
3x miles on United purchases
Earn 3 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.Opens United Quest overlay***
Priority boarding
The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding. To receive priority boarding, include your MileagePlus account number when making your reservation and refer to your United boarding pass for your boarding group number.Opens United Quest overlay***
Save an average of 30% in miles when booking award flights
As a cardmember, you have access to special pricing on award travel redemption for United-operated flights, when available. Cardmembers save on average 30% in miles when booking award flights under the Cardmembers save banner at united.com or in the United app.Opens United Quest overlay***
2x miles on select streaming services
Earn 2 miles per $1 spent on select streaming services.Opens United Quest overlay***
Earn miles on every purchase
You'll earn 1 mile per $1 spent on all other purchases.Opens United Quest overlay***
Annual 10,000-mile award flight discount
Starting with your first anniversary and every anniversary thereafter, you'll get a 10,000-mile discount to use toward an eligible award flight.Opens United Quest overlay***
Earn a 10,000-mile award flight discount each year
Earn a 10,000-mile eligible award flight discount after spending $20,000 on purchases each calendar year with your United QuestSM Card.Opens United Quest overlay***
Earn 2 global Economy Plus® seat upgrades
Enjoy extra leg room on your next United- or United Express®- operated flight: Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year with your United QuestSM Card.Opens United Quest overlay***
Complimentary Premier® upgrades on award tickets
The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® -operated flights (when available). Visit united.com/UpgradesOpens in new window for details.Opens United Quest overlay***
25% back on United® Inflight and Club premium drink purchases
Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flights as well as on premium drink purchases at United Clubs when you pay with your QuestSM Card.Opens United Quest overlay***
No foreign transaction fees
Purchases made with your Quest Card outside the U.S. will not be subject to foreign transaction fees. Opens United Quest pricing and terms in new window ††† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.Opens United Quest overlay***
Annual partner credits
Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers
Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United QuestSM Card.Opens United Quest overlay***
Up to $100 in credits on rideshare purchases
Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases when paying with your United QuestSM Card: up to $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required.Opens United Quest overlay***
$80 in United travel credits on Avis or Budget purchases
Receive $40 in United® TravelBank cash, up to $80 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comopens in new window and paid for with your United QuestSM Card.Opens United Quest overlay***
Up to $150 in credit on JSX purchases annually
Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your United QuestSM Card. JSX is a crowd-free jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXopens in new window.Opens United Quest overlay***
3-Month Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 50% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.Opens United Quest overlay***
Up to $180 in Instacart credits
Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United QuestSM Card. Terms apply. Benefits end 12/31/27.Opens United Quest overlay***
MileagePlus program benefits
Earn up to 18,000 Premier® qualifying points (PQP)
You’ll earn 1 PQP for every $20 you spend on purchases with your QuestSM Card, up to 18,000 PQP in a calendar year. This can be applied toward your Premier® status qualification.Opens United Quest overlay***
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnOpens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, electronics and dining. Use them for United flights and other airline partners, hotel stays, car rentals, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® -operated flight, any time, with no restrictions or blackout dates.Opens United Quest overlay*** For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.^ same page link to United Quest disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ same page link to United Quest disclosure , ^^ same page link to United Quest disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^ same page link to United Quest disclosure , ^^ same page link to United Quest disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ same page link to United Quest disclosure
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ same page link to United Quest disclosure
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ same page link to United Quest disclosure , ^^ same page link to United Quest disclosure
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ same page link to United Quest disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Quest disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Quest disclosure reference Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to Your personal automobile insurance; Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip; Purchase Protection - covered period is 90 days from the date of purchase.
Luxury experiences
Access to Renowned Hotels and Resorts for United® Cardmembers
For a truly exceptional experience, turn to Renowned Hotels and Resorts, a curated selection of world-class hotels. Make a reservation through the program using your United QuestSM card to receive the following benefits:
• Daily breakfast for two
• A $100 property credit (includes dining, spa or other activities at the property
• Free Wi-Fi
• A room upgradeOpens United Quest overlay***
• Early check-in and late checkoutOpens United Quest overlay***
To make a reservation, visit RenownedHotels.com and pay with your United Quest card.Opens United Quest overlay***
Opens United Quest overlay***When available at select properties
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.Opens United Quest overlay*** Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Begin overlay
All your United ClubSM Card benefits
Credit Card Benefits
Earn 80,000 bonus miles
You'll earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.Opens United Club overlay**** This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Earn 10,000 bonus miles when you add an Authorized User
You'll earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.Opens United Club overlay****
United ClubSM card Membership
Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club card Membership. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club memberships available, please visit united.com/UnitedClubopens in new window. Opens United Club overlay ****
4 United ClubSM one-time passes with United ClubSM All Access membership for Cardmembers and an authorized user
Cardmembers with United Club All Access membership for Cardmembers and an authorized user on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Receive United Club All Access membership for Cardmembers after spending $50,000 in a calendar year or earning Premier Gold status or higher. Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an authorized user is also admitted. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary Cardmember present. For an updated list of United Club locations and any temporary closures, please visit united.comOpens in new window Opens United Club overlay ****
Current United Club members
If you are a current United Club card membership member, you can apply for the United Club Card and be reimbursed for the unused portion of your United Club card membership once approved for the card.Opens United Club overlay****
Earn 9 total miles on United® flights
Earn 9 total miles on United® flights when you use your United ClubSM Card to purchase the United flights:
5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 4 miles per $1 spent on entire United purchase when paying with your card. Premier® members earn even more.Opens United Club overlay****
4 total miles per $1 spent on hotel stays booked through United Hotels:
2 miles per $1 spent from United as a MileagePlus member, plus an additional 2 miles per $1 spent earned with the United Club Card.Opens United Club overlay****
Earn 4 miles per $1 spent on other eligible United purchases
Earn 4 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.Opens United Club overlay****
Earn 5x total miles on hotel stays at Renowned Hotels and Resorts for United® Cardmember
You'll earn 5 miles for every $1 spent on hotel accommodations when purchased and pre-paid directly through Renowned Hotels and Resorts using your United ClubSM Card.Opens United Club overlay****
Earn 2 miles per $1 spent on dining and travel
You’ll earn 2 miles per $1 spent on dining including eligible delivery services.Opens United Club overlay**** You'll also earn 2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.Opens United Club overlay****
Earn miles on every purchase
You'll earn 1 mile per $1 spent on all other purchases.Opens United Club overlay****
Free first and second checked bags — a savings of up to $360 per roundtrip
As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first and second checked bags free (up to a $40 value for the first checked bag and up to a $50 value for the second checked bag, each way, per person) on United-operated flights when purchasing tickets with your United ClubSM Card—a savings of up to $360 per roundtrip.
To receive your free checked bags, include your MileagePlus® number in your reservation and purchase your ticket(s) from United with your United Club Card. For complete details, please visit united.com/ChaseBagOpens in new window. Opens United Club overlay ****
Premier Access® travel services
Start your journey stress-free by avoiding long lines and getting early access to overhead bins. Priority check-in, security screening, boarding and baggage handling privileges (when available).Opens United Club overlay****
Save an average of 30% in miles when booking award flights
As a cardmember, you have access to special pricing on award travel redemption for United-operated flights, when available. Cardmembers save on average 30% in miles when booking award flights under the Cardmembers save banner at united.com or in the United app.Opens United Club overlay****
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.Opens United Club overlay****
Earn up to 20,000-miles in award flight discounts each year
Earn a 10,000-mile discount after spending $20,000 each calendar year with your United ClubSM Card — up to two times per calendar year.Opens United Club overlay****
25% back on United® inflight purchases and Club premium drinks
You’ll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Card.Opens United Club overlay****
Complimentary Premier® upgrades on award tickets
The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® - operated flights (when available). Visit united.com/Upgradesopens in new window for details.Opens United Club overlay****
IHG® One Rewards Platinum Elite status
As the primary United Club Cardmember, you’re eligible for Platinum Elite Status in IHG Rewards. Platinum Elite Status allows you to enhance your stay with:
• Complimentary room upgrades
• Extended checkout, as available
• Earn points toward free nights
• Elite points that never expire Visit united.com/IHGStatusopens in new window to learn more and to enroll.Opens United Club overlay****
No foreign transaction fees
Purchases made with your United Club Card outside the U.S. will not be subject to foreign transaction fees. Opens United Club pricing and terms in new window †††† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Avis President's Club®
Primary Club Cardmembers are invited to enroll in Avis President's Club at united.com/AvisChaseBenefitopens in new window.
Benefits include:
Guaranteed rental car availability - qualifying United MileagePlus® members and Cardmembers who are enrolled in Avis President's Club are guaranteed a vehicle as long as they have made a reservation 24 hours in advance of rental checkout, up to a full-size 4-door vehicle.
Complimentary two-car class upgrades - qualifying United MileagePlus members and Cardmembers who are enrolled in Avis President's Club will receive a complimentary two-car class upgrade based on availability. Customers must rent an intermediate (group C) vehicle or larger in order to qualify for an upgrade. Offered at participating Avis locations in the U.S, Canada, Europe, Australia and New Zealand Expedited Service - Go straight to your car and drive off at Avis Preferred locations around the world. Dedicated 24/7 number for customer support.Opens United Club overlay****
Annual partner credits
Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers
Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United ClubSM Card.Opens United Club overlay****
Up to $150 in credits on rideshare purchases
Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United ClubSM Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Yearly opt-in is required.Opens United Club overlay****
$100 in United travel credits on Avis or Budget car purchases
Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comopens in new window and paid for with your United ClubSM Card.Opens United Club overlay****
Up to $200 in credit on JSX purchases annually
Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United ClubSM Card. JSX is a crowd-free jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXopens in new window.Opens United Club overlay****
3-Month Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.Opens United Club overlay****
Up to $240 in Instacart Credits
You'll receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United ClubSM Card. Terms apply. Benefits end 12/31/27.Opens United Club overlay****
MileagePlus program benefits
1,500 Card Bonus Premier® qualifying points (PQP)
Get a jump start on earning Premier status with 1,500 Card Bonus Premier qualifying points (PQP) each year. PQP can be applied toward your Premier® status qualification, up to and including the Premier 1K® level. Your Card Bonus PQP will be applied to your MileagePlus account within 6 to 8 weeks after February 1 each year, starting in 2026. Your Club Card must be open as of December 31 of the prior year and must be open when PQP are applied.Opens United Club overlay****
Earn up to 28,000 Premier® qualifying points (PQP)
You’ll earn 1 PQP for every $15 you spend on purchases with your ClubSM Card, up to 28,000 PQP in a calendar year. This can be applied toward your Premier® status qualification, up to and including the Premier 1K® level.Opens United Club overlay****
Save 10% on United Economy Saver Awards
Save 10% on United Economy Saver Awards on United and United Express flights when traveling within the continental U.S. or between the continental U.S. and Canada.Opens United Club overlay****
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnOpens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, or things you love – anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® - operated flight, any time, with no restrictions or blackout dates.Opens United Club overlay**** For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^ same page link to United Club disclosure
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ same page link to United Club disclosure
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ same page link to United Club disclosure , ^^ same page link to United Club disclosure
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ same page link to United Club disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ same page link to United Club disclosure , ^^ same page link to United Club disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^ same page link to United Club disclosure , ^^ same page link to United Club disclosure
Return Protection
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.^ same page link to United Club disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ same page link to United Club disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Club disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Club disclosure reference Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to Your personal automobile insurance; Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip; Purchase Protection - covered period is 90 days from the date of purchase.
Luxury experiences
Access to Renowned Hotels and Resorts for United® Cardmembers
For a truly exceptional experience, turn to Renowned Hotels and Resorts, a curated selection of world-class hotels. Make a reservation through the program using your United ClubSM card to receive the following benefits:
• Daily breakfast for two
• A $100 property credit (includes dining, spa or other activities at the property
• Free Wi-Fi
• A room upgradeOpens United Club overlay**
• Early check-in and late checkoutOpens United Club overlay**
To make a reservation, visit RenownedHotels.com and pay with your United Club card.Opens United Club overlay****
Opens United Club overlay**When available at select properties
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge Services
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.Opens United Club overlay****
United Gateway℠ Card

NO ANNUAL FEE
20,000 BONUS MILES
after qualifying purchasesOpens United Gateway overlay*
after you spend $1,000 on purchases in the first 3 months your account is openOpens United Gateway overlay*
No annual feeOpens United United pricing and terms in new window†
Offering benefits like:
- Earning miles with no annual feeOpens United Gateway overlay*
- 0% intro APR for the first 12 months from account opening on purchases. Opens United Gateway pricing and terms in new window † After that, a variable APR of 20.49% - 28.99%. Opens United Gateway pricing and terms in new window †
- 25% back on United inflight and Club premium drink purchasesOpens United Gateway overlay*
* Opens United Gateway overlayOffer Details Opens United Gateway overlay
| † Opens United Gateway pricing and terms in new window Pricing and Terms Opens United Gateway pricing and terms in new window
United℠ Explorer Card

FREE CHECKED BAG
60,000 BONUS MILES
after qualifying purchasesOpens United Explorer overlay**
after you spend $3,000 on purchases in the first 3 months your account is openOpens United Explorer overlay **
$0 intro annual fee for the first year, then $150Opens United Explorer pricing and terms in new window††
Offering benefits like:
- Free checked bag Opens United Explorer overlay **
- 2 United Club one-time passes per year Opens United Explorer overlay **
- Over $500 in new benefits Opens United Explorer overlay **
** Opens United Explorer overlayOffer Details Opens United Explorer overlay
| †† Opens United Explorer pricing and terms in new window Pricing and Terms Opens United Explorer pricing and terms in new window
United Quest℠ Card

$200 ANNUAL UNITED TRAVEL CREDIT
100,000 BONUS MILES + 3,000 PQP
after qualifying purchases Opens United Quest overlay ***
after you spend $4,000 on purchases in the first 3 months your account is openOpens United Quest overlay ***
$350 annual fee††† Opens United Quest pricing and terms in new window
Offering benefits like:
- $200 annual United travel credit Opens United Quest overlay ***
- Free first and second checked bags Opens United Quest overlay ***
- Annual 10,000-mile award flight discount Opens United Quest overlay ***
*** Opens United Quest overlayOffer Details Opens United Quest overlay
| ††† Opens United Quest pricing and terms in new window Pricing and Terms Opens United Quest pricing and terms in new window
United Club℠ Card

UNITED CLUBSM CARD MEMBERSHIP
80,000 BONUS MILES
after qualifying purchases Opens United Club overlay ****
after you spend $5,000 on purchases in the first 3 months your account is openOpens United Club overlay ****
$695 annual fee Opens United Club pricing and terms in new window ††††
Offering benefits like:
- United Club℠ card Membership Opens United Club overlay ****
- Free first and second checked bags Opens United Club overlay ****
- Over $925 in new benefits Opens United Club overlay ****
**** Opens United Club overlayOffer Details Opens United Club overlay
| †††† Opens United Club pricing and terms in new window Pricing and Terms Opens United Club pricing and terms in new window
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Plus
Earn
10,000 bonus miles
after you add an authorized user to your account in the first 3 months your account is open.(Opens United Gateway overlay*,Opens United Explorer overlay **,Opens United Quest overlay***,Opens United Club Infinite overlay****)
COMPARE CARDS
Find the perfect card for your lifestyle
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All your UnitedSM Business Card offer Details
Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
100,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. With this bonus offer, you will qualify and receive 100,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
2,000 Additional Premier Qualifying Points (PQP): The primary Cardmember will earn 2,000 Premier Qualifying Points (PQP) after you make Purchases totaling $5,000 or more during the first 3 months from account opening.(“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for these PQP to post to your account. Promotional PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The promotional 2,000 PQP do not count toward the 4,000 calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K®. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening:
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.
Free Checked Bag: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must use their UnitedSM Business Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. For new primary Cardmembers, please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit united.com/ChaseBagOpens in new window for details.
Anniversary United Club Passes: Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person; either the primary Cardmember, employee cardholder, or guests accompanied by the cardmember or employee cardholder, one-time access to a United Club location subject to United Club terms & conditions (see united.com/UnitedClubRulesOpens in new window) and Club access policies (see united.com/UnitedClubAccessOpens in new window) each of which is subject to change, with or without notice. Please allow 3 weeks from the date an employee cardholder is added before the employee cardholder redeems a one-time pass without the primary cardmember present. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.comOpens in new window. United Club passes issued as a Cardmember benefit have no cash value, cannot be sold, gifted or transferred and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities.
Earn $125 United Travel Credit: Earn one $125 United TravelBank cash each calendar year that you make five (5) United flight travel-related purchases, each totaling $100 or more with your UnitedSM Business Card. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks of your 5th United purchase totaling $100 or more posting to your account. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: restaurants; gas stations; office supply stores; local transit and commuting. 5,000 bonus miles each account anniversary year if you also have a personal United credit card: You’ll receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card. In order to receive the anniversary bonus miles, you, as the Authorizing Officer of the United business credit card account, must be the primary cardmember on the personal United credit card. Personal United credit cards include all United credit cards without the word “business” in the name that are issued by JPMorgan Chase Bank, N.A. Member FDIC. Both credit card accounts must be open and not in default on the billing cycle end date after your account anniversary date for your United business credit card. Please allow up to 6 weeks after the month in which you qualify for the bonus miles to become available in your MileagePlus account. Your United business credit card must be open and not in default at the time of fulfillment. “Account anniversary year” means the year beginning with your business credit card account open date through the anniversary of the account open date, and each 12 months after that. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the UnitedSM Business Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedBusinessCard/RewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.comOpens in new window and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Business Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.
Cardmember Award Pricing: Savings estimate based on Cardmember award flight bookings in 2024. When the “Cardmembers Save” banner was present, Cardmembers’ award flight pricing was 32% lower than the price a General member without the card would pay for the exact same itinerary. Savings do not apply to government-imposed taxes and fees. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Cardmember award pricing is fulfilled by United and will not appear on your credit card statement.
Up to $100 United Hotels Statement Credit: A statement credit of $50 will be automatically posted to your account for your first and second hotel stays of $50 or more when you book and pay with your card directly through United Hotels, up to a maximum accumulation of up to $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the United Hotels property could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual United Hotels statement credit maximum of $100. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
$100 Rideshare Statement Credit: Earn up to $8 back as a statement credit each month from January to November and up to $12 back as a statement credit in December when you pay for rideshare purchases using your UnitedSM Business Card. That means you can earn up to a maximum accumulation of $100 in statement credits each calendar year. You must enroll each calendar year to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month’s credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.
Receive one $10 credit per month in the Instacart App: As a UnitedSM Business Card Primary cardmember, you can receive one $10 credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window using your eligible Chase credit card. The monthly credit will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credit will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.comOpens in new window with one retailer and using your UnitedSM Business Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchases will qualify for this credit the month your UnitedSM Business Card is added to your Instacart account and each month thereafter. To qualify for this credit, your UnitedSM Business Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase or United Airlines’ control and may or may not be available in Spanish. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.comOpens in new window with their valid UnitedSM Business Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
Up to $50 Avis or Budget Travel Credit: Earn $25 in United TravelBank cash on your first eligible Avis or Budget purchase and $25 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your UnitedSM Business Card on Avis or Budget rental car purchases made directly through cars.united.comOpens in new window, up to a maximum accumulation of $50 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget rental car reservation must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus® number in the reservation, and one of the following discount codes must be applied: Avis AWD A7915000 or A7909000 or Budget BCD B2049000 or B2048000. This Avis Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United-or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can’t combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTermsOpens in new window. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.
$100 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year’s annual JSX statement credit maximum of $100. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
Earn 2 continental U.S. Economy Plus® seat upgrades: The Primary Cardmember will earn 2 credits that can be redeemed to upgrade an Economy seat on an eligible continental U.S. flight to an Economy Plus seat after making Purchases totaling $25,000 or more in a calendar year on your UnitedSM Business Card. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for the Economy Plus upgrade certificates to post to your account. To receive Economy Plus upgrades, the primary Cardmember must use their UnitedSM Business Card to purchase their ticket(s) and include their MileagePlus® number in their reservation. Economy Plus Upgrades are valid for Primary Cardmember only and are not transferable. Economy Plus upgrades must be used within 12 months from the issue date. The upgrades are valid for Economy Plus seating (when available) on United and United Express flights within the continental U.S., excluding Alaska and Hawaii. To be eligible to earn Economy Plus upgrades, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the Economy Plus upgrades. To see details, visit United.com/EconomyPlusOpens in new window.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your UnitedSM Business Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $20 in net purchases (including purchases made by authorized users) up to a maximum of 4,000 PQP within the calendar year. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens in new window for details.
$25 Statement Credit for FareLock Purchases: Earn up to a $25 statement credit when your card is used on FareLock purchases for flights operated by United and United Express® annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Statement credits will be issued for the year in which the transaction posts to your account. Delays by United could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual FareLock statement credit maximum of $25. FareLock is nonrefundable and FareLock prices are not applied to the price of the ticket. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. For more information on FareLockSM, visit united.com/FareLockOpens in new window.
Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgradesOpens in new window for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.
Complimentary Instacart+ membership for 3 months then 25% off: You, as the Primary cardmember, can activate this offer using your eligible UnitedSM Business Card between 3/23/25 and 12/31/27, to receive three (3) months of complimentary Instacart+ membership beginning on the date you activate this offer and this offer’s promotional Instacart+ annual rate. Activate the offer via https://www.instacart.com/p/chase-unitedOpens in new window or the special offer invitation in your email or account settings.
If you have an existing Instacart+ membership, your existing membership will be paused during the duration of the complimentary term and resume upon expiration of the complimentary term. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary period ends, you will be automatically enrolled at 25% off the then current annual Instacart+ Membership rate (currently $99/year) through 12/31/27, and billed automatically to any active card on file, unless you choose to cancel.
After 12/31/27, your annual membership rate will auto-renew at $99/year, or the then current annual rate. Subscription prices are subject to change. You must pay for your Instacart+ membership using your eligible UnitedSM Business Card to receive the promotional rate. If you do not pay with your eligible card, you will be automatically charged $99/year or the then current annual rate. Membership must be activated with a United States address. This offer will replace any previously redeemed Instacart+ discounted membership offer. If you currently have an annual membership that does not automatically renew or you have a monthly membership, you will have the option to update your plan to an auto-renewing annual plan at the promotional discount through 12/31/27 using an eligible card (UnitedSM Business Card).
You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips may apply. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your UnitedSM Business Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/termsOpens in new window. This offer is subject to modification or termination at any time without notice.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Business Card Program Information
This product is reserved for business owners. Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the employee’s or authorized user’s card will only be credited to the authorizing officer’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your UnitedSM Club Business Card offer Details
Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
100,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. With this bonus offer, you will qualify and receive 100,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
2,000 Additional Premier Qualifying Points (PQP): The primary Cardmember will earn 2,000 Premier Qualifying Points (PQP) after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for these PQP to post to your account. Promotional PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The promotional 2,000 PQP do not count toward the 28,000 calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K®. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.
10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.
United Club card and All Access memberships: United Club card membership is subject to United Club terms and conditions, united.com/UnitedClubRulesOpens in new window, and access policies, united.com/UnitedClubAccessOpens in new window, each of which is subject to change, with or without notice. Please allow 2 weeks after account open date for the United Club card membership to activate (excludes Star Alliance and affiliated lounges). The United Club card membership card will be available in your United App once membership is granted. Authorized users will not receive their own United Club card membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. United Club card membership allows for one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Star Alliance lounge access is not included. Effective August 1, 2025, as the primary cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on your United ClubSM Business Card in a calendar year or earning Premier Gold status or higher. United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and the following calendar year. The primary Cardmember must maintain Premier Gold status or meet annual spend requirements yearly to maintain United Club All Access membership. The MileagePlus Program, including the Premier program, are subject to change and are subject to the rules of the Mileage Plus program. Visit united.com/MileagePlusOpens in new window to learn more. Visit united.com/UnitedClubRulesOpens in new window, and access policies, united.com/UnitedClubAccessOpens in new window for terms and conditions. United Club All Access Membership allows for two adult guests or one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Cardmembers with United Club All Access membership will have access to Star Alliance lounges. Information on the terms and access policies for participating Star Alliance lounges is available at StarAlliance.comOpens in new window. If a cardmember upgrades to the United ClubSM Card or the United ClubSM Business Card from a different United Card, eligible purchases made on the prior United Card will not count toward the calendar year purchase requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. The Cardmember’s United Club card membership will be renewed automatically on each credit card anniversary date. Upon closure of the United ClubSM Business Card account, all Cardmember benefits, including the United Club card memberships, will be cancelled. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club card memberships.
United Club Passes with United Club All Access membership and an authorized user: Four (4) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after each Cardmember anniversary (“Anniversary” is the date that is twelve months after credit card account open date, and the same date each twelve months thereafter) so long as the primary Cardmember has United Club All Access membership and an authorized user at time of anniversary. As the primary Cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on United ClubSM Business Card in a calendar year or by earning Premier Gold status or higher that calendar year. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and through the end of the next United program year. To maintain uninterrupted access, the primary Cardmember must maintain at least Premier Gold status or meet the $50,000 annual spend requirements. Please allow 4 weeks for the United Club passes to be deposited into the primary Cardmember’s MileagePlus account. Each pass grants one person one-time access to a United Club location, but only if the primary Cardmember or an authorized user is also admitted to the lounge. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary cardmember present. Access is subject to United Club terms & conditions, united.com/UnitedClubRulesOpens in new window, and Club access policies, united.com/UnitedClubAccessOpens in new window, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.com. United Club passes issued as a Cardmember benefit have no cash value, cannot be sold, gifted or transferred and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the unused United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities or United Club passes.
Free Checked Bags: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must use their United ClubSM Business Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit united.com/ChaseBagOpens in new window for details.
Premier Access: The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccessOpens in new window for details.
Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5 miles: You’ll earn 1.5 miles for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (.5 additional mile on top of the 1.5 miles per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You’ll also earn 2 miles total for each $1 spent on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. 5 miles: You’ll earn 5 miles total for each $1 spent (3.5 additional miles on top of the 1.5 miles per $1 earned on each purchase) on hotel accommodation purchases made using your card with Renowned Hotels and Resorts for United® Cardmembers through Chase Travel. Renowned Hotels and Resorts purchases made using your card through FROSCH and its family of travel companies will not qualify to earn 5 miles total for each $1 spent. 5,000 bonus miles each account anniversary year if you also have a personal United credit card: You’ll receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card. To receive the anniversary bonus miles, you, as the Authorizing Officer of the United business credit card account, must be the primary cardmember on the personal United credit card. Personal United credit cards include all United credit cards without the word “business” in the name that are issued by JPMorgan Chase Bank, N.A. Member FDIC. Both credit card accounts must be open and not in default on the billing cycle end date after your account anniversary date for your United business credit card. Please allow up to 6 weeks after the month in which you qualify for the bonus miles to become available in your MileagePlus account. Your United business credit card must be open and not in default at the time of fulfillment. “Account anniversary year” means the year beginning with your business credit card account open date through the anniversary of the account open date, and each 12 months after that. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window. For more information about the United ClubSM Business Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedClubBusinessCard/RewardsAgreementOpens in new window and it will also be available for cardmembers after logging in to chase.com and will be mailed for new or changed accounts.
Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens in new window. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens in new window. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesOpens in new window.
Renowned Hotels and Resorts for United® Cardmembers: Renowned Hotels and Resorts for United® Cardmembers program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for Renowned Hotels and Resorts for United® Cardmembers properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.renownedhotels.comOpens in new window to learn more, other terms may apply.
$200 Renowned Hotels and Resorts Statement Credit: A statement credit will automatically be applied to your account when you book and pay with your card directly through Renowned Hotels and Resorts for United® Cardmembers, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the Renowned Hotels and Resorts property could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual Renowned Hotels and Resorts statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
$150 Rideshare Statement Credit: Earn up to $12 back as a statement credit each month from January to November and up to $18 back as a statement credit in December when you pay for rideshare purchases using your United ClubSM Business Card. That means you can earn up to a maximum accumulation of $150 in statement credits each calendar year. You must enroll each calendar year to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month’s credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.
Receive two $10 credits per month in the Instacart App: As a United ClubSM Business Card Primary cardmember, you can receive two (2) $10 credits in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-unitedOpens in new window with your eligible Chase credit card. The monthly credits will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credits will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.comOpens in new window with one retailer and using your United ClubSM Business Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchases will qualify for these credits the month your United ClubSM Business Card is added to your Instacart account and each month thereafter. To qualify for these credits, your United ClubSM Business Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase and United Airlines’ control and may or may not be available in Spanish. Chase or United Airlines are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com with their valid United ClubSM Business Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
Up to $100 Avis or Budget Travel Credit: Earn $50 in United TravelBank cash on your first eligible Avis or Budget purchase and $50 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your United ClubSM Business Card on Avis or Budget rental car purchases made directly through cars.united.com, up to a maximum accumulation of $100 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget rental car reservation must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus® number in the reservation, and one of the following discount codes must be applied: Avis AWD A7915000 or A7909000 or Budget BCD B2049000 or B2048000. This Avis Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.
United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United-or United Express®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can’t combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTermsOpens in new window. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.
$200 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year’s annual JSX statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.
Earn 2 global Economy Plus® seat upgrades: The Primary Cardmember will earn 2 credits that can be redeemed to upgrade an Economy seat on an eligible global flight to an Economy Plus seat after making Purchases totaling $40,000 or more in a calendar year with your United ClubSM Business Card. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for the Economy Plus upgrade certificates to post to your account. To receive Economy Plus upgrades, the primary cardmember must use their United ClubSM Business Card to purchase their ticket(s) and include their MileagePlus® number in their reservation. Economy Plus Upgrades are valid for Primary Cardmember only and are not transferable. Economy Plus upgrades must be used within 12 months from the issue date. The upgrades are valid for Economy Plus seating (when available) on United and United Express flights. To be eligible to earn Economy Plus upgrades, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the Economy Plus upgrades. To see details, visit United.com/EconomyPlusOpens in new window.
25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United ClubSM Business Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Club Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens in new window.
Cardmember Award Pricing: Savings estimate based on Cardmember award flight bookings in 2024. When the “Cardmembers Save” banner was present, Cardmembers’ award flight pricing was 32% lower than the price a General member without the card would pay for the exact same itinerary. Savings do not apply to government-imposed taxes and fees. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Cardmember award pricing is fulfilled by United and will not appear on your credit card statement.
Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $15 in net purchases (including purchases made by authorized users) up to a maximum of 28,000 PQP within the calendar year. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
$50 Statement Credit for FareLock Purchases: Earn up to a $50 statement credit when your card is used on FareLock purchases for flights operated by United and United Express® annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Statement credits will be issued for the year in which the transaction posts to your account. Delays by United could extend the transaction date beyond the annual period end date and will be allocated towards the following year’s annual FareLock statement credit maximum of $50. FareLock is nonrefundable and FareLock prices are not applied to the price of the ticket. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. For more information on FareLockSM, visit united.com/FareLockOpens in new window.
Upgrading Award Tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgradesOpens in new window for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.
Avis President’s Club Membership: The primary Cardmember of the United ClubSM Card, the UnitedSM Presidential PlusSM Card, the United ClubSM Business Card, and the UnitedSM Presidential PlusSM Business Card is eligible to enroll in Avis President’s Club by visiting united.com/AvisChaseBenefitOpens in new window. Please allow up to 7 business days after enrolling in Avis President’s Club for your membership to process. Once enrolled, in order to receive Avis President’s Club benefits, the primary Cardmember must include their Avis Preferred number in their Avis reservation. Offer made by Avis. All Avis Preferred and Rental Terms and Conditions apply, including the right to change, limit or modify the Avis President’s Club Program or portions of the program at any time. Please visit united.com/AvisChaseBenefitOpens in new window for details. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.
Complimentary Instacart+ membership: You, as the Primary cardmember will receive a complimentary Instacart+ membership starting on the date the offer is activated on https://www.instacart.com/p/chase-unitedOpens in new window with your United ClubSM Business Card through 12/31/27 or for a minimum of a one year term, whichever is longer. You must activate the offer by 12/31/27. Membership must be activated with a United States address. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary term expires you will be charged $99/year, or the then current rate, for an annual recurring membership and billed automatically to any active payment method on file, unless you cancel. Subscription prices are subject to change. If you have an existing Instacart+ membership, your existing membership will be paused for the duration of the complimentary term and resume upon expiration of the complimentary term. You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ Membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips on orders may apply. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your United ClubSM Business Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/termsOpens in new window. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. This offer is subject to modification or termination at any time without notice.
Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.91 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2025. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens in new window for details.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
United Business Card Program Information
This product is reserved for business owners. Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the employee’s or authorized user’s card will only be credited to the authorizing officer’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.
MileagePlus Program Terms and Conditions:
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens in new window.
United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
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All your UnitedSM Business Card benefits
Credit Card Benefits
Earn 100,000 bonus miles + 2,000 Premier qualifying points (PQP)
You'll earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.Opens United Business overlay*
Earn 10,000 bonus miles when you add an Employee card
You'll earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.Opens United Business overlay*
Earn 7 total miles on United® flights
Earn 7 total miles per $1 spent when you use your UnitedSM Business Card to purchase United flights:
5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 2 miles per $1 spent on entire United purchase when paying with your card. Premier® members earn even more.Opens United Business overlay*
2x miles on United® purchases
Earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.
5x total miles on hotel stays purchased through United® Hotels
Earn 5 miles per $1 spent on United® Hotels stays purchased with your United Business Card: 2 miles per $1 spent as a MileagePlus® member, 2 miles per $1 spent with your card, plus an additional 1 mile per $1 spent from United when you prepay through United Hotels.Opens United Business overlay*
Earn 2 miles per $1 spent on dining
You'll earn 2 miles per $1 spent on dining including eligible delivery services.Opens United Business overlay*
Earn 2 miles per $1 spent in other select categories
You'll earn 2 miles per $1 spent at gas stations, office supply stores, and on local transit and commuting.Opens United Business overlay*
Earn with every purchase
You'll earn 1 mile per $1 spent on all other purchases.Opens United Business overlay*
5,000-mile better-together anniversary bonus
You'll receive 5,000 bonus miles each year on your UnitedSM Business Card anniversary when you have both the UnitedSM Business Card and a personal Chase United credit card.Opens United Business overlay*
Employee cards at no additional cost
Miles earned from their purchases accrue in your account so you can earn rewards faster.Opens United Business overlay*
Free first checked bag—a savings of up to $160 per roundtrip
As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first checked bag free (up to a $40 value for the first checked bag, each way, per person) on United-operated flights when purchasing tickets with your UnitedSM Business Card—a savings of up to $160 per roundtrip.
To receive your free checked bags, include your MileagePlus® number in your reservation and purchase your ticket(s) from United with your United Business Card. For complete details, please visit united.com/ChaseBagOpens in new window.Opens United Business overlay*
Priority boarding
The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding. To receive priority boarding, include your MileagePlus account number when making your reservation and refer to your United boarding pass for your boarding group number.Opens United Business overlay*
Save an average of 30% in miles when booking award flights
As a cardmember, you have access to special pricing on award travel redemption for United-operated flights, when available. Cardmembers save on average 30% in miles when booking award flights under the Cardmembers save banner at united.comOpens in new window or in the United app.Opens United Business overlay*
25% back on United® inflight purchases and Club premium drinks
You’ll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your UnitedSM Business Card.Opens United Business overlay*
2 United ClubSM one-time passes
After account opening and on each anniversaryOpens United Business overlay* - over a $100 value per year. For an updated list on United Club locations and any temporary closures, please visit united.comOpens in new window.
$125 United travel credit
Receive $125 in United® TravelBank cash after making 5 United® flight purchases of $100 or more each calendar year with your UnitedSM Business Card.Opens United Business overlay*
Earn 2 continental U.S. Economy Plus® seat upgrades
Enjoy extra legroom on your next United® - or United Express® -operated flight: Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 each calendar year with your UnitedSM Business Card.Opens United Business overlay*
Complimentary Premier® upgrades on award tickets
The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® -operated flights (when available). Visit United.com/Upgrades for details.Opens United Business overlay*
No foreign transaction fees
Purchases made with your United Business Card outside the U.S. will not be subject to foreign transaction fees.Opens United Business pricing and terms in new window† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Annual partner credits
Up to $25 in credits on United FareLock purchases
Earn up to $25 back as a statement credit each anniversary year after you buy FareLock with your UnitedSM Business Card on a United- or United Express® - operated flight. Use FareLockSM to hold a seat on your flight for a set price for 3, 7, or 14 days and your ticket won't go up during the hold period. To learn more about FareLockSM, visit united.com/FareLockOpens in new window .Opens United Business overlay*
Up to $100 United® Hotels credits
Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Business Card, up to $100 each anniversary year.Opens United Business overlay*
Up to $100 in credits on rideshare purchases
Enroll to receive up to $100 back each calendar year on rideshare purchases when paying with your UnitedSM Business Card: up to $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required.Opens United Business overlay*
$50 in United travel credits on Avis or Budget car purchases
Receive $25 in United® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comopens in new window and paid for with your UnitedSM Business Card.Opens United Business overlay*
Up to $100 in credit on JSX purchases annually
Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your UnitedSM Business Card. JSX is a crowd-free jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXopens in new window.Opens United Business overlay*
3-Month Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 25% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.Opens United Business overlay*
Up to $120 in Instacart credits
Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply. Benefits end 12/31/27.Opens United Business overlay*
MileagePlus program benefits
Earn up to 4,000 Premier® qualifying points (PQP)
You’ll earn 1 PQP for every $20 you spend on purchases with your Business Card, up to 4,000 PQP in a calendar year. This can be applied toward your Premier® status qualification.Opens United Business overlay*
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnopens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, electronics and dining. Use them for United flights and other airline partners, hotel stays, car rentals, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® -operated flight, any time, with no restrictions or blackout dates.Opens United Business overlay* For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.^ same page link to United Business disclosure
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ same page link to United Business disclosure
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^same page link to United Business disclosure, ^^same page link to United Business disclosure
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ same page link to United Business disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ same page link to United Business disclosure
Roadside Assistance
If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.^ same page link to United Business disclosure
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.^ same page link to United Business disclosure
Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)^ same page link to United Business disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^same page link to United Business disclosure, ^^same page link to United Business disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ same page link to United Business disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Business disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Business disclosure reference Specific limitations apply to New York residents: Lost Luggage Reimbursement- additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip; Purchase Protection - covered period is 90 days from the date of purchase.
Luxury experiences
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.Opens United Business overlay* Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
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All your United ClubSM Business Card benefits
Credit Card Benefits
Earn 100,000 bonus miles + 2,000 Premier qualifying points (PQP)
You'll earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.Opens United Club Business overlay**
Earn 10,000 bonus miles when you add an Employee card
You'll earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.Opens United Club Business overlay**
United ClubSM card Membership
Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club card Membership. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club memberships available, please visit united.com/UnitedClubopens in new window.Opens United Club Business overlay**
Current United Club members
If you are a current United Club card membership member, you can apply for the United Club Business Card and be reimbursed for the unused portion of your United Club card membership once approved for the card.Opens United Club Business overlay**
Free first and second checked bags—a savings of up to $360 per roundtrip
As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first and second checked bags free (up to a $40 value for the first checked bag and up to a $50 value for the second checked bag, each way, per person) on United-operated flights when purchasing tickets with your United ClubSM Card—a savings of up to $360 per roundtrip.
To receive your free checked bags, include your MileagePlus® number in your reservation and purchase your ticket(s) from United with your United Club Business Card. For complete details, please visit united.com/ChaseBagOpens in new window.Opens United Club Business overlay**
Complimentary Premier® upgrades on award tickets
The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® -operated flights (when available). Visit united.com/UpgradesOpens in new window for details.Opens United Club Business overlay**
Earn 7 total miles on United® flights
Earn 7 total miles on United® flights when you use your United ClubSM Business Card to purchase the United flights:
5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 2 miles per $1 spent on entire United purchase when paying with your card. Premier® members earn even more.Opens United Club Business overlay**
Earn 5x miles on hotel stays at Renowned Hotels and Resorts for United® Cardmembers
Earn 5 miles per $1 spent on hotel accommodations when purchased directly through Renowned Hotels and Resorts using your United ClubSM Business Card.Opens United Club Business overlay**
2x miles on United purchases
Earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees.Opens United Club Business overlay**
Earn with every purchase
You'll earn 1.5 miles per $1 spent on all other purchases.Opens United Club Business overlay**
5,000-mile better-together anniversary bonus
You'll receive 5,000 bonus miles each year on your United ClubSM Business Card anniversary when you have both the United Club Business card and a personal Chase United credit card.Opens United Club Business overlay**
Employee cards at no additional cost
Miles earned from their purchases accrue in your account so you can earn rewards faster.Opens United Club Business overlay**
Premier Access® travel services
Start your journey stress-free by avoiding long lines and getting early access to overhead bins. Priority check-in, security screening, boarding and baggage handling privileges (when available).Opens United Club Business overlay**
Save an average of 30% in miles when booking award flights
As a cardmember, you have access to special pricing on award travel redemption for United-operated flights, when available. Cardmembers save on average 30% in miles when booking award flights under the Cardmembers save banner at united.com or in the United app.Opens United Club Business overlay**
25% back on United® inflight purchases and Club premium drinks
You’ll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Business Card.Opens United Club Business overlay**
Earn 4 United Club one-time passes with United ClubSMAll Access membership for Cardmembers and an employee card
Cardmembers with United Club All Access membership for Cardmembers and an employee card on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Receive United Club All Access membership for Cardmembers after spending $50,000 in a calendar year or earning Premier Gold status or higher. Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an employee card is also admitted. Please allow 3 weeks from the date an employee card is added before the employee redeems a one-time pass without the primary Cardmember present. For an updated list of United Club locations and any temporary closures, please visit united.comOpens in new windowOpens United Club Business overlay**
Earn 2 global Economy Plus® seat upgrades
Enjoy extra leg room on your next United- or United Express® - operated flight: Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year with your United ClubSM Business Card.Opens United Club Business overlay**
No foreign transaction fees
Purchases made with your Club Business Card outside the U.S. will not be subject to foreign transaction fees.†† Opens United Club Business pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Avis President's Club®
Primary Club Business Cardmembers are invited to enroll in Avis President's Club at united.com/AvisChaseBenefitopens in new window. Benefits include:
Guaranteed rental car availability - qualifying United MileagePlus® members and Cardmembers who are enrolled in Avis President's Club are guaranteed a vehicle as long as they have made a reservation 24 hours in advance of rental checkout, up to a full-size 4-door vehicle. Complimentary two-car class upgrades - qualifying United MileagePlus members and Cardmembers who are enrolled in Avis President's Club will receive a complimentary two-car class upgrade based on availability. Customers must rent an intermediate (group C) vehicle or larger in order to qualify for an upgrade. Offered at participating Avis locations in the U.S, Canada, Europe, Australia and New Zealand Expedited Service - Go straight to your car and drive off at Avis Preferred locations around the world. Dedicated 24/7 number for customer support.Opens United Club Business overlay**
Annual partner credits
Up to $50 United FareLock credit
Earn up to $50 back as a statement credit each anniversary year after you buy FareLock with your United ClubSM Business Card on a United- or United Express® - operated flight. Use FareLockSM to hold a seat on your flight for a set price for 3, 7, or 14 days and your ticket won't go up during the hold period. To learn more about FareLockSM, visit united.com/FareLockOpens in new window.Opens United Club Business overlay**
Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers
Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United ClubSM Business Card.Opens United Club Business overlay**
Up to $150 in credits on rideshare purchases
Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United ClubSM Business Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Yearly opt-in is required.Opens United Club Business overlay**
$100 in United travel credits on Avis or Budget car purchases
Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comopens in new window and paid for with your United ClubSM Business Card.Opens United Club Business overlay**
Up to $200 in credit on JSX purchases annually
Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United ClubSM Business Card. JSX is a crowd-free jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXopens in new window.Opens United Club Business overlay**
3-Month Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.Opens United Club Business overlay**
Up to $240 in Instacart Credits
You'll receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United ClubSM Business Card. Terms apply. Benefits end 12/31/27.Opens United Club Business overlay**
MileagePlus program benefits
Earn up to 28,000 Premier® qualifying points (PQP)
You’ll earn 1 PQP for every $15 you spend on purchases with your ClubSM Business Card, up to 28,000 PQP in a calendar year. This can be applied toward your Premier® status qualification, up to and including the Premier 1K® level.Opens United Club Business overlay**
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earnOpens in new window for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, or things you love – anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMilesopens in new window for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any United® -operated flight, any time, with no restrictions or blackout dates.Opens United Club Business overlay** For more information, please visit united.com/AirAwardsopens in new window.
Travel & purchase protection
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^ same page link to United Club Business disclosure
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ same page link to United Club Business disclosure
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ same page link to United Club Business disclosure , ^^ same page link to United Club Business disclosure
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ same page link to United Club Business disclosure
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ same page link to United Club Business disclosure
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^ same page link to United Club Business disclosure , ^^ same page link to United Club Business disclosure
Return Protection
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.^ same page link to United Club Business disclosure
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ same page link to United Club Business disclosure
Guide to BenefitsOpens in new window (see your purchase and travel protection benefit details)
^ same page link return to United Club Business disclosure reference Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ same page link return to United Club Business disclosure reference Specific limitations apply to New York residents: Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip; Purchase Protection - covered period is 90 days from the date of purchase.
Luxury experiences
Access to Renowned Hotels and Resorts for United® Cardmembers
For a truly exceptional experience, turn to Renowned Hotels and Resorts, a curated selection of world-class hotels. Make a reservation through the program using your United ClubSM Business card to receive the following benefits:
• Daily breakfast for two
• A $100 property credit (includes dining, spa or other activities at the property
• Free Wi-Fi
• A room upgradeOpens United Club Business overlay^^^
• Early check-in and late checkoutOpens United Club Business overlay^^^
To make a reservation, visit RenownedHotels.comOpens in new window and pay with your United Club Business card.Opens United Club Business overlay**
Opens United Club Business overlay^^^When available at select properties
United Card Events from Chase
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comopens in new window to learn more.
United MileagePlus Exclusive Events
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsopens in new window to learn more.
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.Opens United Club Business overlay** Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
United℠ Business Card

FREE CHECKED BAG
100,000 BONUS MILES + 2,000 PQP
after qualifying purchasesOpens united Business overlay*
after you spend $5,000 on purchases in the first 3 months your account is openOpens united Business overlay*
$150 annual fee† Opens United Business pricing and terms in new window
Offering benefits like:
- Free checked bagOpens united Business overlay*
- 2 United Club one-time passes per yearOpens united Business overlay*
- Earn $125 United travel creditOpens united Business overlay*
* Opens United Business overlayOffer Details Opens United Business overlay
| † Opens United Business pricing and terms in new window Pricing and Terms Opens United Business pricing and terms in new window
United Club℠ Business Card

UNITED CLUB℠ CARD MEMBERSHIP
100,000 BONUS MILES + 2,000 PQP
after qualifying purchases** Opens United Club Business overlay
after you spend $5,000 on purchases in the first 3 months your account is open** Opens United Club Business overlay
$695 annual fee†† Opens United Club Business pricing and terms in new window
Offering benefits like:
- United Club card Membership** Opens United Club Business overlay
- Free first and second checked bags** Opens United Club Business overlay
- Premier Access® travel services** Opens United Club Business overlay
** Opens United Club Business overlayOffer Details Opens United Club Business overlay
| †† Opens United Club Business pricing and terms in new window Pricing and Terms Opens United Club Business pricing and terms in new window
This bonus offer is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Plus
Earn
10,000 bonus miles
after you add an employee card to your account in the first 3 months your account is open.(Opens United Business overlay*,Opens United Club Business overlay**)
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