Best for: New to Credit and Students

Freedom Credit Cards

INCREASE YOUR APPROVAL CHANCES FOR RISE WITH CHASE BANKING

1. Already have a Chase bank account? Skip to number 3.
2. Need a Chase bank account? Open an account onlineOpens in new window or at a branch
3. Deposit at least $250.*Opens offer details overlay Once your account is funded, return to this page to complete your application.

Just be sure to apply through this page and your friend can get a bonus once you get the card.

Earn 1.5% cash back on all purchases*Opens offer details overlay

Start earning cash back on everything you buy — automatically.*Opens offer details overlay No activation needed.

$25 for enrolling in automatic payments

Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days.*Opens offer details overlay With automatic payments, just pick a date and dollar amount to make sure your credit card gets paid on time.

No annual fee

You won't have to pay an annual fee† for all the great features that come with your Freedom Rise® card.

Turn good financial habits into a card upgrade

You will be automatically evaluated each year to upgrade to your first Chase Freedom Unlimited® card when:

  • Your Freedom Rise® account is open and you've made a purchase on your Rise card the past 12 months
  • You've made all payments on time to all financial lenders in the past 12 months, and none of your Chase accounts are suspended.

APR

25.74% variable APR.Opens pricing and terms in new window

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Four co-workers having a meeting at a cafe

TOOLS AND PERKS YOU CAN COUNT ON

Keep tabs on your

credit score for free

Chase Credit Journey®Opens in new window provides free access to educational resources, credit score tracking, and identity monitoring to get alerts*Opens offer details overlay regarding your personal information.

Credit limit increase

You’ll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise Card.

Cash Back rewards do not expire

Cash Back rewards do not expire as long as your account is open.*Opens offer details overlay And there is no minimum to redeem for cash back.

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Explore additional partner perks and benefits that you can enjoy with the Chase Freedom Rise card. LEARN MORE >Opens in new window

EXPLORE ADDITIONAL CARD REWARDS AND BENEFITS

Redeem for cash back: There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.

Means you won't be held responsible for unauthorized charges made with your card or account information.*Opens offer details overlay

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^ Caret refers to footnote reference, ^^ Caret refers to footnote reference

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ Caret refers to footnote reference

Quickly lock or unlock your credit card right from the Chase Mobile app*Opens offer details overlay to instantly block new purchases, cash advances and balance transfers. You're not responsible for any unauthorized charges and locking your card will not affect automatic payments.

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.*Opens offer details overlay

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.^ Caret refers to footnote reference

^ Caret returns to footnote referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Caret returns to footnote reference Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.