EARN 3%
CASH BACK

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Chase Freedom Unlimited^® Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

Cash Back and Points
Rewards Program Agreement: For more information about the Chase Freedom Unlimited rewards program, view the latest opens in a new windowRewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to opens in a new windowchase.com/ultimaterewards.
Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. How you can earn points: You’ll earn points when you, or an authorized user, use a Chase Freedom Unlimited card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3% Cash Back per $1 spent on all purchases until the earlier of the end of your first year or first $20,000 spent: You’ll earn 3% Cash Back rewards for each $1 spent on all purchases made within your first 12 months from account opening, or until you reach $20,000 in purchases, whichever occurs first. The 3% Cash Back rewards will appear on your statement as follows: 1.5% Cash Back rewards plus an additional 1.5% Cash Back rewards for each $1 spent on all purchases. After that, you’ll earn 1.5% Cash Back: You’ll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Purchase Protection, Extended Warranty Protection
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

© JPMorgan Chase & Co. All Rights Reserved.

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